Personal loans in Allport, AR
A lender serving Allport holds a Arkansas licence and answers to a Arkansas regulator; no city office is involved for its 90 residents. About 90 people live in Allport, placing it 457th of 500 Census places in Arkansas.
Allport added about 1.1% to its population between the 2020 base and the 2023 estimate. Rate-shopping from Allport costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Humnoke, AR about 1 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Allport's 90 residents.
Borrowing in Allport: the local picture
What follows is Allport's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: an estimated 90 residents, 457th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 9% of Arkansas's Census places are smaller than Allport.
- Land and density: 0.2 square miles of land carry roughly 433 residents per square mile.
- By land area: Allport ranks 482nd among Arkansas's 500 places, at 0.2 sq mi.
- State population share: Allport accounts for about 0.0% of everyone in Arkansas.
- National rank: Allport sits 18,291st by population among the 19,457 places in this dataset.
- Growth in Arkansas: Allport stands 172nd by percentage change from 2020 to 2023, among 500 places.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Allport's 1.1%.
- Density rank: Allport places 225th among Arkansas's places by people per square mile.
- Against the state median: Allport runs about 433 residents per square mile, where the Arkansas median is 386.
- Location: it lies at 34.5399, -91.7839 in the Census Gazetteer.
- Nearest larger cities: Humnoke (1 mi); Humphrey (9 mi); England (10 mi); Wabbaseka (12 mi); Stuttgart (14 mi). Online lenders reach Allport no matter how far the nearest branch is.
- Nearest smaller towns: Coy (5 mi); Sherrill (14 mi); Roe (23 mi) — useful context for the surrounding area.
- Smaller neighbours: 5 places smaller than Allport sit within 50 miles.
- Larger places within 100 miles: 255.
Allport in state context
Set beside Arkansas's 500 places, Allport ranks 457th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 172nd of 500 Arkansas places, putting it near the 66th percentile for growth. Its roughly 433 residents per square mile place it 225th among Arkansas's places. The population moved by about 1 people between 2020 and 2023, a 1.1% shift.
What shapes a Allport personal loan
Allport is a small community of about 90 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Allport lender to disclose the APR and finance charge before you sign. The term you choose in Allport decides the split between a comfortable payment and the total interest you pay.
Which Arkansas laws govern a loan in Allport
This table holds the Arkansas rate and licensing rules for consumer loans made to Allport's 90 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Steps to take before a Allport loan
For Allport's roughly 90 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Arkansas regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Allport as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 90 residents.
Getting a loan in Allport
At roughly 433 people per square mile, Allport is lightly settled; 63 larger places lie within 50 miles. What is available to Allport's 90 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Humnoke, AR about 1 miles away.
Common questions
What are my options in Allport if my credit is poor?
What loan size can I expect in Allport?
Do I have to pledge anything to borrow in Allport?
Does comparing loans in Allport cost me credit score points?
Nearby places
- Humnoke, AR — population 213
- Coy, AR — population 85
- Humphrey, AR — population 445
- Wabbaseka, AR — population 174
- England, AR — population 2,441
- Altheimer, AR — population 657
- Sherrill, AR — population 52
- Keo, AR — population 203