Personal loans in Kaycee, WY
The first question in Kaycee is not the rate on offer but whether the payment fits; about 281 people live here under Wyoming lending law. The trend for Kaycee between 2020 and 2023 is upward by roughly 13.3%.
The Census estimates 281 residents in Kaycee, which ranks it 71st of 99 places in Wyoming. Decide the purpose of the loan and your repayment plan before sharing any details with a Kaycee lender. A lender that serves Kaycee operates under Wyoming lending statutes and a Wyoming supervisor. The closest larger city is Midwest, WY about 27 miles away.
Kaycee by the numbers
The figures below are Kaycee's own — Census population, land area and coordinates — followed by the Wyoming rules.
- Population: about 281, ranked 71st of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: About 13.3% above the 2020 Census base.
- Absolute change: 33 residents added between 2020 and 2023.
- Size percentile: about 28% of Wyoming's Census places are smaller than Kaycee.
- Density: the Census land area of 0.4 sq mi holds about 640 people per square mile.
- By land area: Kaycee ranks 81st among Wyoming's 99 places, at 0.4 sq mi.
- Water area: Kaycee has 0.01 square miles of water, ranking 22nd of 99 places in Wyoming.
- Share of Wyoming: Kaycee holds about 0.1% of the state's population, some 281 people.
- Nationally: Kaycee is the 15,346th-largest of 19,457 Census places in the dataset.
- Growth in Wyoming: Kaycee stands 2nd by percentage change from 2020 to 2023, among 99 places.
- Against the state trend: Kaycee's 13.3% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Kaycee places 51st among Wyoming's places by people per square mile.
- Density in context: Kaycee's 640 people per square mile sit against a Wyoming median of 699.
- Location: it lies at 43.7100, -106.6373 in the Census Gazetteer.
- Nearest larger cities: Midwest (27 mi); Buffalo (44 mi); Bar Nunn (56 mi); Wright (57 mi); Evansville (61 mi). Living near a larger metro rarely changes what is available in Kaycee.
- Nearest smaller places: Edgerton (28 mi); Ten Sleep (46 mi); Clearmont (65 mi).
- Smaller neighbours: 2 places smaller than Kaycee sit within 50 miles.
- At 100 miles: 21 larger Census places fall inside that radius.
Which Wyoming laws govern a loan in Kaycee
When Wyoming does not publish a figure, the row links to the source instead of inventing a number; Kaycee is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Kaycee in state context
Set beside Wyoming's 99 places, Kaycee ranks 71st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Kaycee stands 2nd among Wyoming's 99 places — roughly the 98th percentile. Its roughly 640 residents per square mile place it 51st among Wyoming's places. By land area, its 0.4 square miles rank 81st of 99 places in Wyoming.
The Kaycee borrowing checklist
Before you hand your details to a lender in Kaycee, where the population is near 281:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Wyoming licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Kaycee as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 281 residents.
Land, water and location for Kaycee
Inside Kaycee's boundaries lie roughly 0.4 square miles of land and 0.01 square miles of water. Spread across it are roughly 640 residents per square mile. Cheyenne, the largest place in Wyoming, is about 202 miles from Kaycee. Within 50 miles of Kaycee there are 2 larger Census places. By land area it ranks 81st of 99 Wyoming places.
Inside a Kaycee personal loan
With roughly 281 residents, Kaycee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Kaycee lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Kaycee loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Midwest, WY — population 286
- Edgerton, WY — population 154
- Buffalo, WY — population 4,621
- Bar Nunn, WY — population 3,001
- Ten Sleep, WY — population 257
- Mills, WY — population 4,517
- Evansville, WY — population 2,778
- Casper, WY — population 58,720