Personal loans in Bar Nunn, WY
If you are weighing a personal loan in Bar Nunn, start from the payment you can carry; its 3,001 residents face the same statewide rules. Bar Nunn is home to roughly 3,001 people and stands 22nd by size out of 99 Census places in Wyoming. The trend for Bar Nunn between 2020 and 2023 is upward by roughly 0.5%. For a community of about 3,001, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Mills, WY about 5 miles away. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Bar Nunn as from the rest of the state.
Where Bar Nunn stands
Two layers matter for a Bar Nunn borrower: the local population picture and Wyoming's consumer-lending statutes.
- Population: about 3,001, ranked 22nd of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.5% from 2020 to 2023.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: Bar Nunn's 3,001 people outrank roughly 78% of the places in Wyoming.
- Population density: 1,430 people per square mile on 2.1 square miles of land.
- Land area: Bar Nunn covers 2.1 square miles, the 44th-largest area among Wyoming's 99 places.
- Share of state population: Bar Nunn's 3,001 residents are about 0.7% of Wyoming.
- National standing: Bar Nunn ranks 6,283rd of 19,457 US places.
- Growth rank: Bar Nunn ranks 52nd among Wyoming's 99 places for the 2020-to-2023 change.
- Against the state trend: Bar Nunn's 0.5% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Bar Nunn is the 14th most densely settled place in Wyoming.
- Against the state median: Bar Nunn runs about 1,430 residents per square mile, where the Wyoming median is 699.
- Location: the Census Gazetteer records it at 42.9220, -106.3474.
- Nearest larger cities: Mills (5 mi); Casper (6 mi); Douglas (49 mi); Rawlins (90 mi); Wheatland (93 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Evansville (5 mi); Glenrock (25 mi); Rolling Hills (26 mi).
- Smaller neighbours: 5 places smaller than Bar Nunn sit within 50 miles.
- Larger places within 100 miles: 6.
The Wyoming lending rules that reach Bar Nunn
These are Wyoming's sourced lending facts as they reach Bar Nunn's 3,001 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Getting a loan in Bar Nunn
With about 1,430 residents per square mile, Bar Nunn is moderately settled, and 3 larger Census places sit within 50 miles. What is available to Bar Nunn's 3,001 borrowers is set by Wyoming licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mills, WY about 5 miles away.
A pre-application checklist for Bar Nunn
These steps shape the offer you get in Bar Nunn, a place of about 3,001 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Wyoming regulator's licence records before you sign.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Bar Nunn-specific: the same Wyoming licensing and disclosure rules reach all 3,001 residents.
Bar Nunn's place among Wyoming's 99 places
Bar Nunn is the 22nd-largest of 99 Census places in Wyoming and contains about 0.7% of the state's people. For population change between 2020 and 2023, Bar Nunn ranks 52nd of 99 in Wyoming (about the 47th percentile). Its roughly 1,430 residents per square mile place it 14th among Wyoming's places. In land area, Bar Nunn ranks 44th among Wyoming's 99 places.
What a Bar Nunn borrower is actually offered
With roughly 3,001 residents, Bar Nunn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bar Nunn can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Bar Nunn loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Bar Nunn if my credit is poor?
What loan size can I expect in Bar Nunn?
Do I have to pledge anything to borrow in Bar Nunn?
Does comparing loans in Bar Nunn cost me credit score points?
Nearby places
- Casper, WY — population 58,720
- Mills, WY — population 4,517
- Evansville, WY — population 2,778
- Glenrock, WY — population 2,421
- Midwest, WY — population 286
- Edgerton, WY — population 154
- Rolling Hills, WY — population 426
- Kaycee, WY — population 281