Personal loans in Jolley, IA

Borrowing in Jolley: the local picture

Most of what governs a Jolley loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: about 29 people live here, which puts Jolley 927th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: Jolley sits ahead of around 1% of Iowa places, at 29 people.
• Density: the Census land area of 0.1 sq mi holds about 333 people per square mile.
• By land area: Jolley ranks 931st among Iowa's 940 places, at 0.1 sq mi.
• Share of state population: Jolley's 29 residents are about 0.0% of Iowa.
• Nationally: Jolley is the 19,242nd-largest of 19,457 Census places in the dataset.
• Growth rank: Jolley ranks 284th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Jolley's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Jolley ranks 710th by people per square mile.
• Density vs Iowa: Jolley's 333 people per square mile compare with a state median of 672.
• Location: the Census Gazetteer records it at 42.4794, -94.7191.
• Nearest larger cities: Pomeroy (5 mi); Rockwell City (7 mi); Lytton (8 mi); Fonda (10 mi); Manson (10 mi). Larger metros often have more branches, but online lenders reach Jolley on the same terms.
• Smaller places nearby: Yetter (13 mi); Berkley (48 mi); Galt (59 mi).
• Within a 50-mile radius: 2 smaller Census places.
• Larger places within 100 miles: 504.

Jolley in state context

Among Iowa's 940 places, Jolley sits at 927th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Jolley ranks 284th of 940 in Iowa (about the 70th percentile). At about 333 people per square mile, Jolley is the 710th most densely settled place in Iowa. In land area, Jolley ranks 931st among Iowa's 940 places.

Getting a loan in Jolley

With about 333 residents per square mile, Jolley is lightly settled, and 130 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Jolley without a local office, so branch density does not change what its 29 residents are offered. The nearest bigger place is Pomeroy, IA about 5 miles away.

What Iowa law requires in Jolley

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Jolley lender must follow.

The geography behind Jolley

Inside Jolley's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 333 people per square mile. The state's population centre of gravity, Des Moines, is roughly 85 miles away. Counting outward 50 miles, 130 larger communities surround Jolley. Within the same 50 miles lie 2 smaller Census places.

A pre-application checklist for Jolley

For Jolley's roughly 29 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Jolley as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 29 residents.