Personal loans in Palmer, IA

Palmer is a small community of about 136 residents, and a personal loan taken out here is governed by Iowa statute. The Census estimates 136 residents in Palmer, which ranks it 762nd of 940 places in Iowa. Population in Palmer dropped about 2.2% over the three years from 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Palmer loan. The closest larger city is Pomeroy, IA about 7 miles away.

Where Palmer stands

Here is the sourced Census picture for Palmer, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 136 residents; Palmer is the 762nd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Palmer sits ahead of around 19% of Iowa places, at 136 people.
• Density: roughly 322 residents per square mile, spread over 0.4 sq mi of land.
• Land area: Palmer covers 0.4 square miles, the 710th-largest area among Iowa's 940 places.
• Share of Iowa: Palmer holds about 0.0% of the state's population, some 136 people.
• National standing: Palmer ranks 17,504th of 19,457 US places.
• Growth rank: Palmer's 2020-to-2023 change ranks 666th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Palmer moved 2.2%.
• Density rank: Palmer places 719th among Iowa's places by people per square mile.
• Against the state median: Palmer runs about 322 residents per square mile, where the Iowa median is 672.
• Location: 42.6301, -94.5985 (US Census Bureau Gazetteer).
• Nearest larger cities: Pomeroy (7 mi); Manson (8 mi); Pocahontas (8 mi); Gilmore City (11 mi); Fonda (13 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Jolley (12 mi); Knierim (14 mi); Havelock (15 mi).
• Within a 50-mile radius: 28 smaller Census places.
• Within 100 miles: 417 places are larger than Palmer.

How Palmer compares across Iowa

Within Iowa, Palmer holds roughly 0.0% of all residents, the 762nd-largest share among 940 places. Its 2020-to-2023 change ranks 666th of 940 Iowa places, putting it near the 29th percentile for growth. Its roughly 322 residents per square mile place it 719th among Iowa's places. By land area, its 0.4 square miles rank 710th of 940 places in Iowa.

The Iowa lending rules that reach Palmer

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Palmer is bound by the same rules.

What is available to Palmer borrowers

With about 322 residents per square mile, Palmer is lightly settled, and 98 larger Census places sit within 50 miles. Distance to a branch rarely matters for Palmer's 136 residents: the application is online and the price follows your credit file. The nearest bigger place is Pomeroy, IA about 7 miles away.

Land, water and location for Palmer

Inside Palmer's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 322 people per square mile. Des Moines, the largest place in Iowa, is about 89 miles from Palmer. Counting outward 50 miles, 98 larger communities surround Palmer. Within the same 50 miles lie 28 smaller Census places.

A pre-application checklist for Palmer

Complete these steps first when you borrow in Palmer (136 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Palmer as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 136 residents.