Personal loans in Yetter, IA
An estimated 19 people make their home in Yetter, a figure that ranks 937th in Iowa. A lender serving Yetter holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 19 residents.
The 2020-to-2023 change in Yetter is negligible, under a tenth of a percent. Price two or three terms so you can see which payment is truly affordable in Yetter. State law, not city hall, decides what a lender may do to Yetter's roughly 19 residents, and a state regulator supervises it. The closest larger city is Auburn, IA about 5 miles away.
What the Census records for Yetter
Set out below is Yetter's local context next to the state-level rules that reach every lender here.
- Population: about 19, ranked 937th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: roughly 0% of Iowa's places have fewer residents than Yetter's 19.
- Population density: 148 people per square mile on 0.1 square miles of land.
- Land area: Yetter covers 0.1 square miles, the 907th-largest area among Iowa's 940 places.
- Share of state population: Yetter's 19 residents are about 0.0% of Iowa.
- National standing: Yetter ranks 19,361st of 19,457 US places.
- Growth in Iowa: Yetter stands 289th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Yetter moved 0.0%.
- Density in Iowa: Yetter ranks 861st by people per square mile.
- Against the state median: Yetter runs about 148 residents per square mile, where the Iowa median is 672.
- Location: 42.3161 / -94.8432, per the US Census Bureau Gazetteer.
- Nearest larger cities: Auburn (5 mi); Lake City (7 mi); Lytton (7 mi); Lake View (10 mi); Sac City (11 mi). Larger metros often have more branches, but online lenders reach Yetter on the same terms.
- Nearest smaller places: Conway (109 mi); Kinbrae (109 mi); Beaconsfield (112 mi).
- Smaller neighbours: 0 places smaller than Yetter sit within 50 miles.
- At 100 miles: 503 larger Census places fall inside that radius.
Getting a loan in Yetter
With about 148 residents per square mile, Yetter is lightly settled, and 134 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Yetter's 19 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Auburn, IA about 5 miles away.
Yetter in state context
Against Iowa's other places, Yetter accounts for about 0.0% of the state's population and ranks 937th of 940 by size. For population change between 2020 and 2023, Yetter ranks 289th of 940 in Iowa (about the 69th percentile). Its roughly 148 residents per square mile place it 861st among Iowa's places. Within 50 miles sit 0 smaller Census places, alongside the 134 that are larger.
Yetter on the map
Yetter covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 148 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 82 miles. Counting outward 50 miles, 134 larger communities surround Yetter. By land area it ranks 907th of 940 Iowa places.
A pre-application checklist for Yetter
Before you apply in Yetter, a community of about 19, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Iowa licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Yetter as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 19 residents.
The Iowa lending rules that reach Yetter
Iowa has no separate rate rule for Yetter; the sourced rows below are what reach every lender that serves its 19 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Yetter if my credit is poor?
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Does comparing loans in Yetter cost me credit score points?
Nearby places
- Auburn, IA — population 258
- Lytton, IA — population 274
- Lake City, IA — population 1,670
- Breda, IA — population 494
- Sac City, IA — population 2,019
- Lake View, IA — population 1,138
- Lidderdale, IA — population 163
- Lanesboro, IA — population 114