Personal loans in Jesup, GA
The roughly 10,065 people who live in Jesup borrow under Georgia rules; city hall sets no personal-loan rate. Read the disclosure for an origination fee and any prepayment penalty before signing in Jesup.
An estimated 10,065 people make their home in Jesup, a figure that ranks 95th in Georgia. Every figure below is Georgia's own, applied to Jesup's 10,065 residents, with the publisher and retrieval date attached. Jesup added about 2.5% to its population between the 2020 base and the 2023 estimate. The nearest larger metro is Hinesville, GA about 23 miles away.
Local context for Jesup
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: an estimated 10,065 residents, 95th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 2.5% since the 2020 count.
- Net change: roughly 250 more people than the 2020 Census counted.
- Size percentile: roughly 82% of Georgia places rank below Jesup.
- Land and density: 16.5 square miles of land carry roughly 608 residents per square mile.
- By land area: Jesup ranks 53rd among Georgia's 536 places, at 16.5 sq mi.
- Water: Jesup holds about 0.21 square miles, the 55th-largest water area in Georgia.
- Within Georgia: about 0.2% of the state's population lives in Jesup.
- Nationally: Jesup is the 3,145th-largest of 19,457 Census places in the dataset.
- Growth rank: Jesup's 2020-to-2023 change ranks 215th of 536 places in Georgia.
- Against the state trend: Jesup's 2.5% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Jesup is the 239th most densely settled place in Georgia.
- Density in context: Jesup's 608 people per square mile sit against a Georgia median of 536.
- Location: 31.5946, -81.8957 (Census Gazetteer coordinates).
- Nearest larger cities: Hinesville (23 mi); Waycross (38 mi); Richmond Hill (40 mi); Brunswick (41 mi); Savannah (50 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Odum (9 mi); Screven (10 mi); Ludowici (12 mi).
- Smaller neighbours: 37 places smaller than Jesup sit within 50 miles.
- Within 100 miles: 26 places are larger than Jesup.
How Georgia law applies in Jesup
The rows below set out what a licensed lender must follow in Georgia, and so for Jesup's roughly 10,065 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How lenders reach Jesup
With about 608 residents per square mile, Jesup is moderately settled, and 4 larger Census places sit within 50 miles. Whether Jesup has a local branch or not, a Georgia-licensed lender can serve its 10,065 people online on the same terms. For a larger market, the closest option is Hinesville, GA about 23 miles away.
How Jesup compares across Georgia
Within Georgia, Jesup holds roughly 0.2% of all residents, the 95th-largest share among 536 places. On the 2020-to-2023 trend, Jesup stands 215th among Georgia's 536 places — roughly the 60th percentile. By density, at about 608 people per square mile, it ranks 239th in Georgia. Between 2020 and 2023 the count changed by roughly 250 residents.
A pre-application checklist for Jesup
Before you hand your details to a lender in Jesup, where the population is near 10,065:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Georgia; what changes is your credit file, not the fact that Jesup holds 10,065 people.
Land, water and location for Jesup
Jesup's land area is about 16.5 square miles; a further 0.21 square miles is water. Spread across it are roughly 608 residents per square mile. Atlanta, the largest place in Georgia, is about 210 miles from Jesup. Jesup has 4 larger places within a 50-mile radius. By land area it ranks 53rd of 536 Georgia places.
Common questions
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Nearby places
- Odum, GA — population 484
- Screven, GA — population 803
- Ludowici, GA — population 1,846
- Offerman, GA — population 460
- Patterson, GA — population 773
- Gumbranch, GA — population 254
- Walthourville, GA — population 3,913
- Surrency, GA — population 195