Personal loans in Surrency, GA

By population, Surrency sits at 490th in Georgia, with an estimated 195 residents. The closest larger place is Baxley, GA about 9 miles away. A single loan can carry different costs on either side of a state line, and Surrency sits on the Georgia side of that line. Use the calculator on this page to price an amount and term before you commit in Surrency.

The Surrency data picture

Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.

• Population: an estimated 195 residents, 490th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Stable from the 2020 base to 2023.
• Size percentile: about 9% of Georgia's Census places are smaller than Surrency.
• Land and density: 0.8 square miles of land carry roughly 252 residents per square mile.
• Land area: Surrency covers 0.8 square miles, the 511th-largest area among Georgia's 536 places.
• State population share: Surrency accounts for about 0.0% of everyone in Georgia.
• National standing: Surrency ranks 16,576th of 19,457 US places.
• Growth in Georgia: Surrency stands 346th by percentage change from 2020 to 2023, among 536 places.
• Against the state trend: Surrency's 0.0% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Surrency is the 409th most densely settled place in Georgia.
• Density vs Georgia: Surrency's 252 people per square mile compare with a state median of 536.
• Location: 31.7219, -82.1978 (Census Gazetteer coordinates).
• Nearest larger cities: Baxley (9 mi); Odum (11 mi); Graham (19 mi); Screven (20 mi); Jesup (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Denton (29 mi); Alston (30 mi); Manassas (32 mi).
• Smaller places within 50 miles: 9 of them.
• Larger places within 100 miles: 165.

What to do before borrowing in Surrency

Complete these steps first when you borrow in Surrency (195 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Georgia regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Surrency as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 195 residents.

Georgia rules behind a Surrency personal loan

Read the table as a lender's compliance picture for Surrency: the rule, the sourced figure, the publisher and the date.

How lenders reach Surrency

At roughly 252 people per square mile, Surrency is lightly settled; 48 larger places lie within 50 miles. Whether Surrency has a local branch or not, a Georgia-licensed lender can serve its 195 people online on the same terms. The nearest bigger place is Baxley, GA about 9 miles away.

Surrency against the rest of Georgia

Within Georgia, Surrency holds roughly 0.0% of all residents, the 490th-largest share among 536 places. For population change between 2020 and 2023, Surrency ranks 346th of 536 in Georgia (about the 35th percentile). By density, at about 252 people per square mile, it ranks 409th in Georgia. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Land, water and location for Surrency

Surrency covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 252 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 191 miles. Within 50 miles of Surrency there are 48 larger Census places. The 100-mile radius contains 165 larger places.