Personal loans in Gumbranch, GA
A 2020-to-2023 comparison shows Gumbranch up by about 7.2%. With roughly 254 residents, Gumbranch is a small community, and the lending rules its borrowers live under are written in Georgia, not by the city. The Census estimates 254 residents in Gumbranch, which ranks it 464th of 536 places in Georgia. The nearest larger metro is Hinesville, GA about 4 miles away. Lenders active in Gumbranch report to a Georgia supervisor, identified in the sourced rows below. Price two or three terms so you can see which payment is truly affordable in Gumbranch.
What the Census records for Gumbranch
Most of what governs a Gumbranch loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 254 residents in Gumbranch (Vintage 2023 subcounty estimate), the 464th-largest figure among Georgia's 536 places.
- Population trend: A rise of about 7.2% from 2020 to 2023.
- Net change: roughly 17 more people than the 2020 Census counted.
- Size percentile: Gumbranch's 254 people outrank roughly 13% of the places in Georgia.
- Land and density: 0.8 square miles of land carry roughly 315 residents per square mile.
- Land area rank: Gumbranch's 0.8 square miles rank 482nd of 536 places in Georgia.
- Share of Georgia: Gumbranch holds about 0.0% of the state's population, some 254 people.
- National standing: Gumbranch ranks 15,710th of 19,457 US places.
- Growth rank: Gumbranch ranks 94th among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Gumbranch's 7.2%.
- Density in Georgia: Gumbranch ranks 376th by people per square mile.
- Against the state median: Gumbranch runs about 315 residents per square mile, where the Georgia median is 536.
- Location: 31.8367, -81.6838 (US Census Bureau Gazetteer).
- Nearest larger cities: Hinesville (4 mi); Allenhurst (6 mi); Walthourville (6 mi); Flemington (7 mi); Ludowici (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Daisy (23 mi); Bellville (28 mi); Manassas (30 mi).
- Smaller places within 50 miles: 10 of them.
- Within 100 miles: 121 places are larger than Gumbranch.
Which Georgia laws govern a loan in Gumbranch
Read the table as a lender's compliance picture for Gumbranch: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Borrowing reach in Gumbranch
At roughly 315 people per square mile, Gumbranch is lightly settled; 39 larger places lie within 50 miles. Distance to a branch rarely matters for Gumbranch's 254 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hinesville, GA about 4 miles away.
How Gumbranch compares across Georgia
Against Georgia's other places, Gumbranch accounts for about 0.0% of the state's population and ranks 464th of 536 by size. Its 2020-to-2023 change ranks 94th of 536 Georgia places, putting it near the 82th percentile for growth. Its roughly 315 residents per square mile place it 376th among Georgia's places. The population moved by about 17 people between 2020 and 2023, a 7.2% shift.
Gumbranch: area, density and distance
Inside Gumbranch's boundaries lie about 0.8 square miles of land, with no significant water area recorded. Spread across it are roughly 315 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 207 miles. Counting outward 50 miles, 39 larger communities surround Gumbranch. By land area it ranks 482nd of 536 Georgia places.
How a Gumbranch personal loan is priced
A Gumbranch personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 254 residents. Federal Truth in Lending rules require a Gumbranch lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Gumbranch loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Hinesville, GA — population 36,181
- Walthourville, GA — population 3,913
- Allenhurst, GA — population 856
- Flemington, GA — population 864
- Ludowici, GA — population 1,846
- Riceboro, GA — population 656
- Glennville, GA — population 5,245
- Midway, GA — population 2,253