Personal loans in Jasper, AR

The Jasper data picture

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 521 people, a figure that places Jasper 248th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: roughly 50% of Arkansas places rank below Jasper.
• Land and density: 1.0 square miles of land carry roughly 546 residents per square mile.
• By land area: Jasper ranks 369th among Arkansas's 500 places, at 1.0 sq mi.
• Water area rank: Jasper ranks 141st among Arkansas's 500 places, with 0.02 sq mi.
• Share of Arkansas: Jasper holds about 0.0% of the state's population, some 521 people.
• National rank: Jasper sits 12,994th by population among the 19,457 places in this dataset.
• Growth in Arkansas: Jasper stands 337th by percentage change from 2020 to 2023, among 500 places.
• Versus Arkansas: the state average change is +0.3%, while Jasper moved 2.3%.
• Density rank: Jasper places 170th among Arkansas's places by people per square mile.
• Against the state median: Jasper runs about 546 residents per square mile, where the Arkansas median is 386.
• Location: it lies at 36.0121, -93.1875 in the Census Gazetteer.
• Nearest larger cities: Harrison (16 mi); Green Forest (26 mi); Huntsville (31 mi); Marshall (31 mi); Yellville (32 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Western Grove (14 mi); Valley Springs (15 mi); Bellefonte (15 mi).
• Within a 50-mile radius: 35 smaller Census places.
• At 100 miles: 191 larger Census places fall inside that radius.

A practical checklist for Jasper borrowers

Complete these steps first when you borrow in Jasper (521 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Jasper-specific: the same Arkansas licensing and disclosure rules reach all 521 residents.

The geography behind Jasper

Inside Jasper's boundaries lie roughly 1.0 square miles of land and 0.02 square miles of water. The resulting density is about 546 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 100 miles. A 50-mile radius around Jasper takes in 30 places that are larger. By land area it ranks 369th of 500 Arkansas places.

How lenders reach Jasper

Jasper is a moderately settled community of about 521 people, with 30 larger places inside a 50-mile radius. Lenders licensed in Arkansas reach Jasper's 521 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Harrison, AR about 16 miles away.

What shapes a Jasper personal loan

A Jasper personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 521 residents. A lender serving Jasper's 521 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Jasper loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Arkansas laws govern a loan in Jasper

Arkansas has no separate rate rule for Jasper; the sourced rows below are what reach every lender that serves its 521 people.