Personal loans in Pindall, AR
Population in Pindall climbed about 1.0% over the three years from 2020 to 2023. Pindall is one of 500 Census places in Arkansas; its 101 residents put it at 446th. For a borrower among the roughly 101 residents of Pindall, a personal loan is a tool whose cost turns on the terms, not the address. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Pindall loan. State law, not city hall, decides what a lender may do to Pindall's roughly 101 residents, and a state regulator supervises it. The closest larger city is St. Joe, AR about 4 miles away.
Pindall by the numbers
Pindall is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 101, 446th among Arkansas's 500 places (Vintage 2023).
- Population trend: Roughly 1.0% more residents than the 2020 Census counted.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: with 101 residents, Pindall is larger than about 11% of Arkansas's Census places.
- Land and density: 2.9 square miles of land carry roughly 35 residents per square mile.
- Land area: Pindall covers 2.9 square miles, the 199th-largest area among Arkansas's 500 places.
- Share of Arkansas: Pindall holds about 0.0% of the state's population, some 101 people.
- Nationally: Pindall is the 18,110th-largest of 19,457 Census places in the dataset.
- Growth rank: Pindall ranks 179th among Arkansas's 500 places for the 2020-to-2023 change.
- Against the state trend: Pindall's 1.0% change compares with a Arkansas average of +0.3% across its 500 places.
- Density rank: Pindall is the 495th most densely settled place in Arkansas.
- Density in context: Pindall's 35 people per square mile sit against a Arkansas median of 386.
- Location: mapped by the US Census Bureau at 36.0637, -92.8622.
- Nearest larger cities: St. Joe (4 mi); Western Grove (6 mi); Everton (7 mi); Valley Springs (9 mi); Pyatt (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Gilbert (10 mi); Zinc (15 mi); South Lead Hill (23 mi), each with its own Census population profile.
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 294 places are larger than Pindall.
A practical checklist for Pindall borrowers
These steps shape the offer you get in Pindall, a place of about 101 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Arkansas regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Arkansas; what changes is your credit file, not the fact that Pindall holds 101 people.
Pindall's place among Arkansas's 500 places
Pindall is the 446th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Pindall ranks 179th of 500 in Arkansas (about the 64th percentile). By density, at about 35 people per square mile, it ranks 495th in Arkansas. By land area, its 2.9 square miles rank 199th of 500 places in Arkansas.
Land, water and location for Pindall
The Census Gazetteer records about 2.9 square miles of land within Pindall, with no significant water area listed. The resulting density is about 35 people per square mile. Little Rock, the largest place in Arkansas, is about 97 miles from Pindall. Pindall has 51 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
How a Pindall personal loan is priced
A Pindall personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 101 residents. The APR tracks your credit score rather than Pindall's rank of 446th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Pindall loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Arkansas law applies in Pindall
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Pindall is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Common questions
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Nearby places
- St. Joe, AR — population 129
- Western Grove, AR — population 349
- Everton, AR — population 104
- Valley Springs, AR — population 190
- Gilbert, AR — population 25
- Pyatt, AR — population 191
- Zinc, AR — population 99
- Bellefonte, AR — population 426