Personal loans in Bellefonte, AR

Decide the purpose of the loan and your repayment plan before sharing any details with a Bellefonte lender. For the 426 people in Bellefonte, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Bellefonte gained roughly 3.1% in population across the 2020-to-2023 comparison. The nearest larger metro is Harrison, AR about 5 miles away.

Local context for Bellefonte

Set out below is Bellefonte's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 426 residents in Bellefonte (Vintage 2023 subcounty estimate), the 282nd-largest figure among Arkansas's 500 places.
• Population trend: Roughly 3.1% more residents than the 2020 Census counted.
• Net change: roughly 13 more people than the 2020 Census counted.
• Size percentile: about 44% of Arkansas communities are smaller than Bellefonte (426 residents).
• Density: the Census land area of 0.6 sq mi holds about 685 people per square mile.
• Land area rank: Bellefonte's 0.6 square miles rank 397th of 500 places in Arkansas.
• Share of Arkansas: Bellefonte holds about 0.0% of the state's population, some 426 people.
• National standing: Bellefonte ranks 13,817th of 19,457 US places.
• Growth in Arkansas: Bellefonte stands 82nd by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Bellefonte's 3.1%.
• Density rank: Bellefonte is the 124th most densely settled place in Arkansas.
• Density vs Arkansas: Bellefonte's 685 people per square mile compare with a state median of 386.
• Location: the Census Gazetteer records it at 36.1999, -93.0470.
• Nearest larger cities: Harrison (5 mi); Bergman (8 mi); Jasper (15 mi); Diamond City (19 mi); Yellville (20 mi). Living near a larger metro rarely changes what is available in Bellefonte.
• Smaller communities close by: Valley Springs (5 mi); Everton (8 mi); Western Grove (9 mi), each with its own Census population profile.
• Smaller neighbours: 32 places smaller than Bellefonte sit within 50 miles.
• Within 100 miles: 202 places are larger than Bellefonte.

How Bellefonte compares across Arkansas

Among Arkansas's 500 places, Bellefonte sits at 282nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 82nd of 500 Arkansas places, putting it near the 84th percentile for growth. By density, at about 685 people per square mile, it ranks 124th in Arkansas. In land area, Bellefonte ranks 397th among Arkansas's 500 places.

Which Arkansas laws govern a loan in Bellefonte

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Bellefonte is bound by the same rules.

How lenders reach Bellefonte

With about 685 residents per square mile, Bellefonte is moderately settled, and 31 larger Census places sit within 50 miles. Lenders licensed in Arkansas reach Bellefonte's 426 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Harrison, AR about 5 miles away.

The Bellefonte borrowing checklist

Complete these steps first when you borrow in Bellefonte (426 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Bellefonte as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 426 residents.

How a Bellefonte personal loan is priced

Bellefonte is a small community of about 426 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Bellefonte loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Bellefonte loan raises the monthly payment but cuts the interest; lengthening it does the reverse.