Personal loans in Ivanhoe, TX
Ivanhoe counts about 1,377 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. Ivanhoe added about 3.5% to its population between the 2020 base and the 2023 estimate.
With 1,377 residents, Ivanhoe outranks about 42% of the communities in Texas. Compare APR, not the interest rate, because the APR folds in most fees on a Ivanhoe loan. Every figure below is Texas's own, applied to Ivanhoe's 1,377 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Woodville, TX about 7 miles away.
Ivanhoe: the sourced local profile
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 1,377 people, a figure that places Ivanhoe 712th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 3.5% between 2020 and 2023.
- Net change: roughly 47 more people than the 2020 Census counted.
- Size percentile: with 1,377 residents, Ivanhoe is larger than about 42% of Texas's Census places.
- Population density: about 433 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Ivanhoe ranks 507th among Texas's 1,224 places, at 3.2 sq mi.
- Water: Ivanhoe holds about 0.45 square miles, the 110th-largest water area in Texas.
- State population share: Ivanhoe accounts for about 0.0% of everyone in Texas.
- National rank: Ivanhoe sits 9,021st by population among the 19,457 places in this dataset.
- Growth rank: Ivanhoe ranks 533rd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Ivanhoe's 3.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Ivanhoe is the 935th most densely settled place in Texas.
- Against the state median: Ivanhoe runs about 433 residents per square mile, where the Texas median is 840.
- Location: 30.6796, -94.4140 (US Census Bureau Gazetteer).
- Nearest larger cities: Woodville (7 mi); Kountze (22 mi); Silsbee (27 mi); Jasper (30 mi); Kirbyville (31 mi). Lenders licensed in the state serve Ivanhoe whether or not they keep a local branch.
- Smaller communities within reach: Colmesneil (16 mi); Chester (20 mi); Seven Oaks (29 mi).
- Smaller neighbours: 25 places smaller than Ivanhoe sit within 50 miles.
- At 100 miles: 104 larger Census places fall inside that radius.
Getting a loan in Ivanhoe
Ivanhoe is a lightly settled community of about 1,377 people, with 20 larger places inside a 50-mile radius. Whether Ivanhoe has a local branch or not, a Texas-licensed lender can serve its 1,377 people online on the same terms. The nearest bigger place is Woodville, TX about 7 miles away.
Which Texas laws govern a loan in Ivanhoe
Texas has no separate rate rule for Ivanhoe; the sourced rows below are what reach every lender that serves its 1,377 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Ivanhoe in state context
Ivanhoe is the 712th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Ivanhoe stands 533rd among Texas's 1,224 places — roughly the 56th percentile. By density, at about 433 people per square mile, it ranks 935th in Texas. Between 2020 and 2023 the count changed by roughly 47 residents.
Land, water and location for Ivanhoe
Ivanhoe covers about 3.2 square miles of land, with 0.45 square miles of water inside its boundaries (Census Gazetteer). That land carries about 433 people per square mile. The state's population centre of gravity, Houston, is roughly 85 miles away. A 50-mile radius around Ivanhoe takes in 20 places that are larger. The 100-mile radius contains 104 larger places.
A practical checklist for Ivanhoe borrowers
Complete these steps first when you borrow in Ivanhoe (1,377 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Ivanhoe and the rest of Texas is not the process but the borrower's own file, among the 1,377 people here.
Common questions
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Nearby places
- Woodville, TX — population 2,404
- Colmesneil, TX — population 546
- Chester, TX — population 273
- Kountze, TX — population 2,131
- Silsbee, TX — population 6,775
- Lumberton, TX — population 14,129
- Seven Oaks, TX — population 73
- Zavalla, TX — population 610