Personal loans in Chester, TX

Local context for Chester

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: the Census counts 273 residents in Chester (Vintage 2023 subcounty estimate), the 1,107th-largest figure among Texas's 1,224 places.
• Population trend: A rise of about 0.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
• Size percentile: roughly 10% of Texas places rank below Chester.
• Density: the Census land area of 1.6 sq mi holds about 173 people per square mile.
• By land area: Chester ranks 833rd among Texas's 1,224 places, at 1.6 sq mi.
• Share of state population: Chester's 273 residents are about 0.0% of Texas.
• Nationally: Chester is the 15,437th-largest of 19,457 Census places in the dataset.
• Growth rank: Chester ranks 782nd among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Chester's 0.7% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Chester is the 1,137th most densely settled place in Texas.
• Density in context: Chester's 173 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 30.9213, -94.6001.
• Nearest larger cities: Colmesneil (11 mi); Corrigan (14 mi); Woodville (15 mi); Zavalla (20 mi); Ivanhoe (20 mi). Larger metros often have more branches, but online lenders reach Chester on the same terms.
• Smaller places close by: Seven Oaks (16 mi); Broaddus (33 mi); Browndell (39 mi).
• Smaller places within 50 miles: 3 of them.
• Larger places within 100 miles: 175.

Land, water and location for Chester

Inside Chester's boundaries lie about 1.6 square miles of land, with no significant water area recorded. The resulting density is about 173 people per square mile. The largest place in Texas, Houston, lies about 91 miles away. Within 50 miles of Chester there are 30 larger Census places. The 100-mile radius contains 175 larger places.

What to do before borrowing in Chester

A sensible order of operations for a loan in Chester, home to about 273 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Texas; what changes is your credit file, not the fact that Chester holds 273 people.

What Texas law requires in Chester

When Texas does not publish a figure, the row links to the source instead of inventing a number; Chester is bound by the same rules.

Chester in state context

Chester is the 1,107th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 782nd of 1,224 Texas places, putting it near the 36th percentile for growth. Its roughly 173 residents per square mile place it 1,137th among Texas's places. Within 50 miles sit 3 smaller Census places, alongside the 30 that are larger.

Borrowing reach in Chester

With about 173 residents per square mile, Chester is lightly settled, and 30 larger Census places sit within 50 miles. Lenders licensed in Texas reach Chester's 273 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Colmesneil, TX about 11 miles away.