Personal loans in Burke, TX
The roughly 697 people who live in Burke borrow under Texas rules; city hall sets no personal-loan rate. Roughly 697 residents live in Burke, the 904th-largest community in Texas.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Burke loan. From the 2020 Census base to the 2023 estimate, the population rose by about 0.9%. For the 697 people in Burke, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Diboll, TX about 3 miles away.
Burke by the numbers
Most of what governs a Burke loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 697 people live here, which puts Burke 904th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Roughly 0.9% more residents than the 2020 Census counted.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: bigger than about 26% of the places in Texas, with 697 residents in Burke.
- Density: roughly 248 residents per square mile, spread over 2.8 sq mi of land.
- By land area: Burke ranks 544th among Texas's 1,224 places, at 2.8 sq mi.
- Water: Burke holds about 0.03 square miles, the 373rd-largest water area in Texas.
- State share: roughly 0.0% of Texas's residents live in Burke (697 people).
- National rank: Burke sits 11,815th by population among the 19,457 places in this dataset.
- Growth rank: Burke's 2020-to-2023 change ranks 770th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Burke's 0.9%.
- Density rank: Burke places 1,086th among Texas's places by people per square mile.
- Against the state median: Burke runs about 248 residents per square mile, where the Texas median is 840.
- Location: it lies at 31.2357, -94.7648 in the Census Gazetteer.
- Nearest larger cities: Diboll (3 mi); Hudson (6 mi); Lufkin (6 mi); Huntington (12 mi); Corrigan (17 mi). Larger metros often have more branches, but online lenders reach Burke on the same terms.
- Nearest smaller towns: Zavalla (21 mi); Chester (24 mi); Kennard (26 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 17 of them.
- Within 100 miles: 126 places are larger than Burke.
The Texas lending rules that reach Burke
Read the table as a lender's compliance picture for Burke: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Burke against the rest of Texas
Set beside Texas's 1,224 places, Burke ranks 904th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Burke stands 770th among Texas's 1,224 places — roughly the 37th percentile. By density, at about 248 people per square mile, it ranks 1,086th in Texas. Between 2020 and 2023 the count changed by roughly 6 residents.
Borrowing reach in Burke
Burke is a lightly settled community of about 697 people, with 21 larger places inside a 50-mile radius. A Texas licence lets a lender serve Burke without a local office, so branch density does not change what its 697 residents are offered. For a larger market, the closest option is Diboll, TX about 3 miles away.
A practical checklist for Burke borrowers
Complete these steps first when you borrow in Burke (697 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Texas; what changes is your credit file, not the fact that Burke holds 697 people.
Inside a Burke personal loan
In Burke, a small community of about 697, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Burke's 697 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Burke loan is knowable in advance — unlike a revolving card balance.
Common questions
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Does comparing loans in Burke cost me credit score points?
Nearby places
- Diboll, TX — population 4,551
- Hudson, TX — population 5,203
- Lufkin, TX — population 34,181
- Huntington, TX — population 2,062
- Corrigan, TX — population 1,435
- Wells, TX — population 879
- Zavalla, TX — population 610
- Chester, TX — population 273