Personal loans in Lumberton, TX

The Census counts 14,129 people in Lumberton, the 201st-largest figure among Texas's 1,224 places. If debt is already a strain, a nonprofit credit counsellor can help Lumberton residents before they take on more. Lumberton gained roughly 4.2% in population across the 2020-to-2023 comparison. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lumberton's 14,129 residents. The next larger city is Beaumont, TX about 12 miles away.

Lumberton: population, trend and location

The figures below are Lumberton's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: the Census counts 14,129 residents in Lumberton (Vintage 2023 subcounty estimate), the 201st-largest figure among Texas's 1,224 places.
• Population trend: Roughly 4.2% more residents than the 2020 Census counted.
• People gained or lost: about 572 more since the 2020 base.
• Size percentile: roughly 84% of Texas's places have fewer residents than Lumberton's 14,129.
• Population density: about 1,054 people per square mile (Census land area 13.4 sq mi).
• Land area: Lumberton covers 13.4 square miles, the 163rd-largest area among Texas's 1,224 places.
• Water area rank: Lumberton ranks 224th among Texas's 1,224 places, with 0.10 sq mi.
• Within Texas: about 0.1% of the state's population lives in Lumberton.
• National rank: Lumberton is the 2,459th most populous of the 19,457 Census places covered here.
• Growth rank: Lumberton's 2020-to-2023 change ranks 489th of 1,224 places in Texas.
• Against the state trend: Lumberton's 4.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Lumberton places 480th among Texas's places by people per square mile.
• Against the state median: Lumberton runs about 1,054 residents per square mile, where the Texas median is 840.
• Location: 30.2550, -94.2080 (Census Gazetteer coordinates).
• Nearest larger cities: Beaumont (12 mi); Nederland (23 mi); Groves (28 mi); Orange (29 mi); Port Arthur (31 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Rose Hill Acres (4 mi); Silsbee (7 mi); Bevil Oaks (8 mi).
• Smaller places within 50 miles: 35 of them.
• Larger places within 100 miles: 34.

Borrowing reach in Lumberton

Lumberton is a moderately settled community of about 14,129 people, with 5 larger places inside a 50-mile radius. A Texas licence lets a lender serve Lumberton without a local office, so branch density does not change what its 14,129 residents are offered. The nearest bigger place is Beaumont, TX about 12 miles away.

How a Lumberton personal loan is priced

Most loans made to Lumberton's 14,129 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lumberton loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Lumberton decides the split between a comfortable payment and the total interest you pay.

Where Lumberton sits in Texas

Among Texas's 1,224 places, Lumberton sits at 201st for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Lumberton ranks 489th of 1,224 in Texas (about the 60th percentile). At about 1,054 people per square mile, Lumberton is the 480th most densely settled place in Texas. Within 50 miles sit 35 smaller Census places, alongside the 5 that are larger.

Where Lumberton sits

The Census Gazetteer records 13.4 square miles of land and 0.10 square miles of water within Lumberton. Spread across it are roughly 1,054 residents per square mile. Houston, the largest place in Texas, is about 78 miles from Lumberton. Lumberton has 5 larger places within a 50-mile radius. By land area it ranks 163rd of 1,224 Texas places.

Texas rules behind a Lumberton personal loan

Texas has no separate rate rule for Lumberton; the sourced rows below are what reach every lender that serves its 14,129 people.