Personal loans in Rose Hill Acres, TX

A lender serving Rose Hill Acres holds a Texas licence and answers to a Texas regulator; no city office is involved for its 331 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Rose Hill Acres's 331 residents. Lenders active in Rose Hill Acres report to a Texas supervisor, identified in the sourced rows below. The closest larger place is Lumberton, TX about 4 miles away.

Rose Hill Acres: the sourced local profile

Two layers matter for a Rose Hill Acres borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 331 residents; Rose Hill Acres is the 1,076th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.8% across the 2020-to-2023 comparison.
• Net change: roughly 6 more people than the 2020 Census counted.
• Size percentile: about 12% of Texas communities are smaller than Rose Hill Acres (331 residents).
• Population density: about 853 people per square mile (Census land area 0.4 sq mi).
• By land area: Rose Hill Acres ranks 1,184th among Texas's 1,224 places, at 0.4 sq mi.
• Water area: Rose Hill Acres has 0.02 square miles of water, ranking 483rd of 1,224 places in Texas.
• Share of state population: Rose Hill Acres's 331 residents are about 0.0% of Texas.
• National rank: Rose Hill Acres sits 14,785th by population among the 19,457 places in this dataset.
• Growth rank: Rose Hill Acres ranks 656th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Rose Hill Acres's 1.8% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Rose Hill Acres places 606th among Texas's places by people per square mile.
• Density in context: Rose Hill Acres's 853 people per square mile sit against a Texas median of 840.
• Location: coordinates 30.1917, -94.1921 (US Census Bureau Gazetteer).
• Nearest larger cities: Lumberton (4 mi); Bevil Oaks (5 mi); Beaumont (8 mi); Pine Forest (9 mi); Rose City (10 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Taylor Landing (23 mi); Dayton Lakes (37 mi); Goodrich (53 mi), each with its own Census population profile.
• Within a 50-mile radius: 2 smaller Census places.
• At 100 miles: 149 larger Census places fall inside that radius.

How personal loans work in Rose Hill Acres

In Rose Hill Acres, a small community of about 331, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Rose Hill Acres loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Rose Hill Acres loan is knowable in advance — unlike a revolving card balance.

The Texas lending rules that reach Rose Hill Acres

When Texas does not publish a figure, the row links to the source instead of inventing a number; Rose Hill Acres is bound by the same rules.

Borrowing reach in Rose Hill Acres

Rose Hill Acres is moderately settled, with about 853 people per square mile and 36 larger places within 50 miles. Distance to a branch rarely matters for Rose Hill Acres's 331 residents: the application is online and the price follows your credit file. The nearest larger city, Lumberton, TX about 4 miles away.

Where Rose Hill Acres sits

Rose Hill Acres covers about 0.4 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 853 people per square mile. The state's population centre of gravity, Houston, is roughly 77 miles away. Counting outward 50 miles, 36 larger communities surround Rose Hill Acres. The 100-mile radius contains 149 larger places.

Rose Hill Acres against the rest of Texas

Within Texas, Rose Hill Acres holds roughly 0.0% of all residents, the 1,076th-largest share among 1,224 places. For population change between 2020 and 2023, Rose Hill Acres ranks 656th of 1,224 in Texas (about the 46th percentile). Its roughly 853 residents per square mile place it 606th among Texas's places. Within 50 miles sit 2 smaller Census places, alongside the 36 that are larger.