Personal loans in Irvington, VA

Irvington: the sourced local profile

What follows is Irvington's place in the Census record, alongside the Virginia rules that govern a personal loan made here.

• Population: the Census counts 472 residents in Irvington (Vintage 2023 subcounty estimate), the 171st-largest figure among Virginia's 227 places.
• Population trend: A drop of about 0.8% from 2020 to 2023.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 25% of the places in Virginia, with 472 residents in Irvington.
• Land and density: 1.5 square miles of land carry roughly 314 residents per square mile.
• By land area: Irvington ranks 139th among Virginia's 227 places, at 1.5 sq mi.
• Water area: Irvington has 0.32 square miles of water, ranking 20th of 227 places in Virginia.
• Within Virginia: about 0.0% of the state's population lives in Irvington.
• Nationally: Irvington is the 13,398th-largest of 19,457 Census places in the dataset.
• Growth rank: Irvington ranks 128th among Virginia's 227 places for the 2020-to-2023 change.
• Versus Virginia: the state average change is -0.0%, while Irvington moved 0.8%.
• Density rank: Irvington places 203rd among Virginia's places by people per square mile.
• Density vs Virginia: Irvington's 314 people per square mile compare with a state median of 823.
• Location: 37.6624, -76.4200 (Census Gazetteer coordinates).
• Nearest larger cities: Kilmarnock (4 mi); Urbanna (9 mi); West Point (22 mi); Warsaw (28 mi); Tappahannock (30 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: White Stone (2 mi); Tangier (26 mi); Eastville (34 mi), each with its own Census population profile.
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 143 larger Census places fall inside that radius.

Where Irvington sits

Irvington's land area is about 1.5 square miles; a further 0.32 square miles is water. The resulting density is about 314 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 65 miles away. Counting outward 50 miles, 20 larger communities surround Irvington. By land area it ranks 139th of 227 Virginia places.

A practical checklist for Irvington borrowers

For Irvington's roughly 472 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Virginia licence by checking the regulator named above.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Irvington-specific: the same Virginia licensing and disclosure rules reach all 472 residents.

How personal loans work in Irvington

With roughly 472 residents, Irvington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Irvington's rank of 171st in Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Irvington loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Irvington

When Virginia does not publish a figure, the row links to the source instead of inventing a number; Irvington is bound by the same rules.

How Irvington compares across Virginia

Irvington is the 171st-largest of 227 Census places in Virginia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Irvington ranks 128th of 227 in Virginia (about the 44th percentile). By density, at about 314 people per square mile, it ranks 203rd in Virginia. In land area, Irvington ranks 139th among Virginia's 227 places.