Personal loans in Warsaw, VA

The Warsaw data picture

The figures below are Warsaw's own — Census population, land area and coordinates — followed by the Virginia rules.

• Population: 1,673 people, a figure that places Warsaw 105th among the 227 Census places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 2.4%.
• People gained or lost: about 40 more since the 2020 base.
• Size percentile: Warsaw's 1,673 people outrank roughly 54% of the places in Virginia.
• Population density: 553 people per square mile on 3.0 square miles of land.
• Land area: Warsaw covers 3.0 square miles, the 94th-largest area among Virginia's 227 places.
• State population share: Warsaw accounts for about 0.1% of everyone in Virginia.
• Nationally: Warsaw is the 8,302nd-largest of 19,457 Census places in the dataset.
• Growth rank: Warsaw ranks 42nd among Virginia's 227 places for the 2020-to-2023 change.
• Against the state trend: Warsaw's 2.4% change compares with a Virginia average of -0.0% across its 227 places.
• Density rank: Warsaw is the 159th most densely settled place in Virginia.
• Density vs Virginia: Warsaw's 553 people per square mile compare with a state median of 823.
• Location: the Census Gazetteer records it at 37.9604, -76.7609.
• Nearest larger cities: Tappahannock (7 mi); Colonial Beach (25 mi); Leonardtown (25 mi); West Point (28 mi); Ashland (41 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Montross (10 mi); Urbanna (24 mi); Kilmarnock (27 mi).
• Smaller places within 50 miles: 11 of them.
• At 100 miles: 106 larger Census places fall inside that radius.

A pre-application checklist for Warsaw

A sensible order of operations for a loan in Warsaw, home to about 1,673 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Virginia licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

The process is identical across Virginia; what changes is your credit file, not the fact that Warsaw holds 1,673 people.

Warsaw on the map

Warsaw covers about 3.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 553 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 91 miles away. A 50-mile radius around Warsaw takes in 11 places that are larger. Within the same 50 miles lie 11 smaller Census places.

The Virginia lending rules that reach Warsaw

Below are the Virginia rules that apply to a loan made in Warsaw, each with the regulator that issued it.

Warsaw against the rest of Virginia

Warsaw is the 105th-largest of 227 Census places in Virginia and contains about 0.1% of the state's people. For population change between 2020 and 2023, Warsaw ranks 42nd of 227 in Virginia (about the 81th percentile). Its roughly 553 residents per square mile place it 159th among Virginia's places. Between 2020 and 2023 the count changed by roughly 40 residents.

How lenders reach Warsaw

Warsaw is a moderately settled community of about 1,673 people, with 11 larger places inside a 50-mile radius. Distance to a branch rarely matters for Warsaw's 1,673 residents: the application is online and the price follows your credit file. The nearest larger city, Tappahannock, VA about 7 miles away.