Personal loans in Indianola, NE
Indianola is one of 527 Census places in Nebraska; its 518 residents put it at 189th. In Indianola, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate.
Indianola lost roughly 1.7% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Indianola loan. Consumer lending that reaches Indianola's 518 residents is governed by Nebraska statute; no city ordinance changes it. A larger market lies at McCook, NE about 11 miles away.
Where Indianola stands
Indianola is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 518 residents; Indianola is the 189th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: about 64% of Nebraska communities are smaller than Indianola (518 residents).
- Population density: about 415 people per square mile (Census land area 1.2 sq mi).
- Land area: Indianola covers 1.2 square miles, the 76th-largest area among Nebraska's 527 places.
- Share of state population: Indianola's 518 residents are about 0.0% of Nebraska.
- National standing: Indianola ranks 13,017th of 19,457 US places.
- Growth rank: Indianola's 2020-to-2023 change ranks 350th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Indianola moved 1.7%.
- Density rank: Indianola places 401st among Nebraska's places by people per square mile.
- Against the state median: Indianola runs about 415 residents per square mile, where the Nebraska median is 830.
- Location: coordinates 40.2346, -100.4198 (US Census Bureau Gazetteer).
- Nearest larger cities: McCook (11 mi); Cambridge (14 mi); Arapahoe (28 mi); Curtis (28 mi); Oberlin (29 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Bartley (6 mi); Danbury (14 mi); Lebanon (15 mi).
- Within a 50-mile radius: 29 smaller Census places.
- At 100 miles: 50 larger Census places fall inside that radius.
Borrowing reach in Indianola
At roughly 415 people per square mile, Indianola is lightly settled; 13 larger places lie within 50 miles. Whether Indianola has a local branch or not, a Nebraska-licensed lender can serve its 518 people online on the same terms. The nearest larger city, McCook, NE about 11 miles away.
What shapes a Indianola personal loan
In Indianola, a small community of about 518, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Indianola loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Indianola decides the split between a comfortable payment and the total interest you pay.
Where Indianola sits
The Census Gazetteer records about 1.2 square miles of land within Indianola, with no significant water area listed. The resulting density is about 415 people per square mile. Omaha, the largest place in Nebraska, is about 239 miles from Indianola. Counting outward 50 miles, 13 larger communities surround Indianola. By land area it ranks 76th of 527 Nebraska places.
Indianola against the rest of Nebraska
Within Nebraska, Indianola holds roughly 0.0% of all residents, the 189th-largest share among 527 places. On the 2020-to-2023 trend, Indianola stands 350th among Nebraska's 527 places — roughly the 34th percentile. By density, at about 415 people per square mile, it ranks 401st in Nebraska. Within 50 miles sit 29 smaller Census places, alongside the 13 that are larger.
The state rulebook for Indianola
This table holds the Nebraska rate and licensing rules for consumer loans made to Indianola's 518 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Bartley, NE — population 264
- Danbury, NE — population 73
- McCook, NE — population 7,253
- Lebanon, NE — population 46
- Cambridge, NE — population 1,074
- Stockville, NE — population 22
- Wilsonville, NE — population 74
- Curtis, NE — population 824