Personal loans in Stockville, NE
The Census estimates 22 residents in Stockville, which ranks it 518th of 527 places in Nebraska. Stockville is a small community in Nebraska, with an estimated 22 residents, and every licensed lender here follows the same state rulebook.
For practical purposes, Stockville's population was stable from the 2020 base to the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Stockville. To lend to Stockville's 22 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. The closest larger place is Curtis, NE about 10 miles away.
Stockville: the sourced local profile
Set out below is Stockville's local context next to the state-level rules that reach every lender here.
- Population: 22 people, a figure that places Stockville 518th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: with 22 residents, Stockville is larger than about 2% of Nebraska's Census places.
- Population density: about 84 people per square mile (Census land area 0.3 sq mi).
- By land area: Stockville ranks 375th among Nebraska's 527 places, at 0.3 sq mi.
- Share of Nebraska: Stockville holds about 0.0% of the state's population, some 22 people.
- Nationally: Stockville is the 19,327th-largest of 19,457 Census places in the dataset.
- Growth in Nebraska: Stockville stands 219th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Stockville's 0.0% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Stockville places 520th among Nebraska's places by people per square mile.
- Against the state median: Stockville runs about 84 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 40.5336, -100.3844 in the Census Gazetteer.
- Nearest larger cities: Curtis (10 mi); Moorefield (11 mi); Farnam (15 mi); Maywood (15 mi); Bartley (20 mi). Online lenders reach Stockville no matter how far the nearest branch is.
- Smaller towns nearby: Cedar (97 mi); Brewster (101 mi).
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 154.
Nebraska rules behind a Stockville personal loan
These are Nebraska's sourced lending facts as they reach Stockville's 22 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How a Stockville personal loan is priced
In Stockville, a small community of about 22, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Stockville's rank of 518th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Stockville decides the split between a comfortable payment and the total interest you pay.
How lenders reach Stockville
Stockville is sparsely settled, with about 84 people per square mile and 39 larger places within 50 miles. Lenders licensed in Nebraska reach Stockville's 22 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Curtis, NE about 10 miles away.
Stockville: area, density and distance
Stockville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 22 residents, the land area yields roughly 84 people per square mile. The largest place in Nebraska, Omaha, lies about 232 miles away. Within 50 miles of Stockville there are 39 larger Census places. The 100-mile radius contains 154 larger places.
A pre-application checklist for Stockville
A sensible order of operations for a loan in Stockville, home to about 22 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Nebraska; what changes is your credit file, not the fact that Stockville holds 22 people.
Common questions
What are my options in Stockville if my credit is poor?
What loan size can I expect in Stockville?
Do I have to pledge anything to borrow in Stockville?
Does comparing loans in Stockville cost me credit score points?
Nearby places
- Moorefield, NE — population 27
- Curtis, NE — population 824
- Farnam, NE — population 176
- Maywood, NE — population 268
- Bartley, NE — population 264
- Indianola, NE — population 518
- Cambridge, NE — population 1,074
- Eustis, NE — population 398