Personal loans in Wilsonville, NE

Wilsonville, Nebraska — home to about 74 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. By population, Wilsonville sits at 445th in Nebraska, with an estimated 74 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The nearest larger city is Cambridge, NE about 12 miles away. Wilsonville lost roughly 2.6% of its population across the 2020-to-2023 comparison. Which products a lender may offer to Wilsonville's 74 residents follows from the Nebraska consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wilsonville loan.

What the Census records for Wilsonville

The figures below are Wilsonville's own — Census population, land area and coordinates — followed by the Nebraska rules.

Wilsonville on the map

Wilsonville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 277 people per square mile. Omaha, the largest place in Nebraska, is about 227 miles from Wilsonville. A 50-mile radius around Wilsonville takes in 37 places that are larger. Within the same 50 miles lie 12 smaller Census places.

Where Wilsonville sits in Nebraska

Set beside Nebraska's 527 places, Wilsonville ranks 445th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Wilsonville stands 417th among Nebraska's 527 places — roughly the 21th percentile. By density, at about 277 people per square mile, it ranks 460th in Nebraska. In land area, Wilsonville ranks 368th among Nebraska's 527 places.

Before you apply in Wilsonville

For Wilsonville's roughly 74 residents, these are the steps that most influence the offer:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the lender holds a Nebraska licence by checking the regulator named above.
  5. Check the disclosure for fees that raise the true cost above the quoted rate.
  6. Test the payment against your current bills before you commit.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Wilsonville and the rest of Nebraska is not the process but the borrower's own file, among the 74 people here.

What is available to Wilsonville borrowers

At roughly 277 people per square mile, Wilsonville is lightly settled; 37 larger places lie within 50 miles. Distance to a branch rarely matters for Wilsonville's 74 residents: the application is online and the price follows your credit file. The nearest larger city, Cambridge, NE about 12 miles away.

How Nebraska law applies in Wilsonville

Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Wilsonville lender must follow.

RuleDetailSource
State lending regulatorNebraska Department of Banking and Finance (NDBF)
Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor."
Nebraska Department of Banking and Finance
as of 2026-09-16
Payday lending statusCapped at 36% APR (Initiative 428, 2020); violating transactions are void
Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16
Small-loan / installment lender licensingDelayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931)
Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Wilsonville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Wilsonville is the same as anywhere in Nebraska.
What loan size can I expect in Wilsonville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Wilsonville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Wilsonville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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