Personal loans in Wilsonville, NE
Wilsonville, Nebraska — home to about 74 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. By population, Wilsonville sits at 445th in Nebraska, with an estimated 74 residents.
The nearest larger city is Cambridge, NE about 12 miles away. Wilsonville lost roughly 2.6% of its population across the 2020-to-2023 comparison. Which products a lender may offer to Wilsonville's 74 residents follows from the Nebraska consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wilsonville loan.
What the Census records for Wilsonville
The figures below are Wilsonville's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 74 people, a figure that places Wilsonville 445th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.6%.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: bigger than about 16% of the places in Nebraska, with 74 residents in Wilsonville.
- Density: roughly 277 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Wilsonville's 0.3 square miles rank 368th of 527 places in Nebraska.
- State population share: Wilsonville accounts for about 0.0% of everyone in Nebraska.
- Nationally: Wilsonville is the 18,586th-largest of 19,457 Census places in the dataset.
- Growth in Nebraska: Wilsonville stands 417th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Wilsonville's 2.6% change compares with a Nebraska average of -0.6% across its 527 places.
- Density in Nebraska: Wilsonville ranks 460th by people per square mile.
- Density vs Nebraska: Wilsonville's 277 people per square mile compare with a state median of 830.
- Location: it lies at 40.1119, -100.1067 in the Census Gazetteer.
- Nearest larger cities: Cambridge (12 mi); Holbrook (14 mi); Bartley (14 mi); Beaver City (15 mi); Arapahoe (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Hendley (7 mi); Lebanon (10 mi); Danbury (17 mi).
- Smaller places within 50 miles: 12 of them.
- At 100 miles: 145 larger Census places fall inside that radius.
Wilsonville on the map
Wilsonville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 277 people per square mile. Omaha, the largest place in Nebraska, is about 227 miles from Wilsonville. A 50-mile radius around Wilsonville takes in 37 places that are larger. Within the same 50 miles lie 12 smaller Census places.
Where Wilsonville sits in Nebraska
Set beside Nebraska's 527 places, Wilsonville ranks 445th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Wilsonville stands 417th among Nebraska's 527 places — roughly the 21th percentile. By density, at about 277 people per square mile, it ranks 460th in Nebraska. In land area, Wilsonville ranks 368th among Nebraska's 527 places.
Before you apply in Wilsonville
For Wilsonville's roughly 74 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Nebraska licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Wilsonville and the rest of Nebraska is not the process but the borrower's own file, among the 74 people here.
What is available to Wilsonville borrowers
At roughly 277 people per square mile, Wilsonville is lightly settled; 37 larger places lie within 50 miles. Distance to a branch rarely matters for Wilsonville's 74 residents: the application is online and the price follows your credit file. The nearest larger city, Cambridge, NE about 12 miles away.
How Nebraska law applies in Wilsonville
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Wilsonville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Wilsonville if my credit is poor?
What loan size can I expect in Wilsonville?
Do I have to pledge anything to borrow in Wilsonville?
Does comparing loans in Wilsonville cost me credit score points?
Nearby places
- Hendley, NE — population 22
- Lebanon, NE — population 46
- Cambridge, NE — population 1,074
- Holbrook, NE — population 200
- Bartley, NE — population 264
- Beaver City, NE — population 530
- Arapahoe, NE — population 963
- Norcatur, KS — population 158