Personal loans in Highlandville, MO
About 983 people live in Highlandville, placing it 340th of 937 Census places in Missouri. The trend for Highlandville between 2020 and 2023 is upward by roughly 2.3%.
If you are weighing a personal loan in Highlandville, start from the payment you can carry; its 983 residents face the same statewide rules. For the 983 people in Highlandville, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Highlandville residents before they take on more. Borrowers who want a bigger city can look to Nixa, MO about 7 miles away.
What the Census records for Highlandville
Two layers matter for a Highlandville borrower: the local population picture and Missouri's consumer-lending statutes.
- Population: the Census counts 983 residents in Highlandville (Vintage 2023 subcounty estimate), the 340th-largest figure among Missouri's 937 places.
- Population trend: Growth of about 2.3% across the 2020-to-2023 comparison.
- People gained or lost: about 22 more since the 2020 base.
- Size percentile: Highlandville's 983 people outrank roughly 64% of the places in Missouri.
- Population density: about 200 people per square mile (Census land area 4.9 sq mi).
- Land area rank: Highlandville's 4.9 square miles rank 131st of 937 places in Missouri.
- Within Missouri: about 0.0% of the state's population lives in Highlandville.
- National rank: Highlandville is 10,279th of 19,457 places nationwide.
- Growth in Missouri: Highlandville stands 232nd by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Highlandville's 2.3% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Highlandville ranks 856th by people per square mile.
- Density vs Missouri: Highlandville's 200 people per square mile compare with a state median of 743.
- Location: coordinates 36.9395, -93.2826 (US Census Bureau Gazetteer).
- Nearest larger cities: Nixa (7 mi); Ozark (7 mi); Fremont Hills (9 mi); Sparta (12 mi); Clever (12 mi). Living near a larger metro rarely changes what is available in Highlandville.
- Smaller communities close by: Saddlebrooke (9 mi); Hurley (12 mi); Galena (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 59 smaller Census places.
- At 100 miles: 132 larger Census places fall inside that radius.
Highlandville's place among Missouri's 937 places
Highlandville is the 340th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 232nd of 937 Missouri places, putting it near the 75th percentile for growth. Its roughly 200 residents per square mile place it 856th among Missouri's places. The population moved by about 22 people between 2020 and 2023, a 2.3% shift.
The Highlandville borrowing checklist
Before you apply in Highlandville, a community of about 983, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Missouri regulator's licence list.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Highlandville-specific: the same Missouri licensing and disclosure rules reach all 983 residents.
Highlandville on the map
Inside Highlandville's boundaries lie about 4.9 square miles of land, with no significant water area recorded. That land carries about 200 people per square mile. Kansas City, the largest place in Missouri, is about 166 miles from Highlandville. A 50-mile radius around Highlandville takes in 41 places that are larger. The 100-mile radius contains 132 larger places.
The Missouri lending rules that reach Highlandville
Read the table as a lender's compliance picture for Highlandville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Getting a loan in Highlandville
Highlandville is a lightly settled community of about 983 people, with 41 larger places inside a 50-mile radius. Whether Highlandville has a local branch or not, a Missouri-licensed lender can serve its 983 people online on the same terms. For a larger market, the closest option is Nixa, MO about 7 miles away.
Common questions
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What loan size can I expect in Highlandville?
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Does comparing loans in Highlandville cost me credit score points?
Nearby places
- Nixa, MO — population 25,405
- Ozark, MO — population 22,907
- Fremont Hills, MO — population 1,092
- Saddlebrooke, MO — population 318
- Battlefield, MO — population 6,217
- Sparta, MO — population 1,946
- Clever, MO — population 3,015
- Hurley, MO — population 183