Personal loans in Fremont Hills, MO
With roughly 1,092 residents, Fremont Hills is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city.
The Census estimates 1,092 residents in Fremont Hills, which ranks it 324th of 937 places in Missouri. Work out your debt-to-income ratio first; lenders weigh it heavily, and Fremont Hills's 1,092 residents are no exception. Census figures put the 2020-to-2023 increase in Fremont Hills at about 4.1%. Every figure below is Missouri's own, applied to Fremont Hills's 1,092 residents, with the publisher and retrieval date attached. The next larger city is Nixa, MO about 3 miles away.
What the Census records for Fremont Hills
Set out below is Fremont Hills's local context next to the state-level rules that reach every lender here.
- Population: 1,092 people, a figure that places Fremont Hills 324th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 4.1% since the 2020 count.
- People gained or lost: about 43 more since the 2020 base.
- Size percentile: bigger than about 65% of the places in Missouri, with 1,092 residents in Fremont Hills.
- Population density: about 1,957 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Fremont Hills ranks 566th among Missouri's 937 places, at 0.6 sq mi.
- Share of Missouri: Fremont Hills holds about 0.0% of the state's population, some 1,092 people.
- National rank: Fremont Hills is 9,875th of 19,457 places nationwide.
- Growth rank: Fremont Hills's 2020-to-2023 change ranks 136th of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Fremont Hills's 4.1%.
- Density in Missouri: Fremont Hills ranks 93rd by people per square mile.
- Density vs Missouri: Fremont Hills's 1,957 people per square mile compare with a state median of 743.
- Location: 37.0647, -93.2531 (Census Gazetteer coordinates).
- Nearest larger cities: Nixa (3 mi); Ozark (3 mi); Battlefield (7 mi); Springfield (9 mi); Sparta (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Highlandville (9 mi); Hurley (16 mi); Saddlebrooke (17 mi).
- Smaller places within 50 miles: 57 of them.
- Larger places within 100 miles: 126.
Where Fremont Hills sits in Missouri
Against Missouri's other places, Fremont Hills accounts for about 0.0% of the state's population and ranks 324th of 937 by size. Its 2020-to-2023 change ranks 136th of 937 Missouri places, putting it near the 85th percentile for growth. At about 1,957 people per square mile, Fremont Hills is the 93rd most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 43 residents.
Missouri rules behind a Fremont Hills personal loan
For the roughly 1,092 residents of Fremont Hills, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Lender access in Fremont Hills
With about 1,957 residents per square mile, Fremont Hills is moderately settled, and 35 larger Census places sit within 50 miles. Distance to a branch rarely matters for Fremont Hills's 1,092 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Nixa, MO about 3 miles away.
The anatomy of a Fremont Hills personal loan
A Fremont Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,092 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fremont Hills. The term you choose in Fremont Hills decides the split between a comfortable payment and the total interest you pay.
The geography behind Fremont Hills
The Census Gazetteer records about 0.6 square miles of land within Fremont Hills, with no significant water area listed. With 1,092 residents, the land area yields roughly 1,957 people per square mile. Kansas City, the largest place in Missouri, is about 159 miles from Fremont Hills. A 50-mile radius around Fremont Hills takes in 35 places that are larger. By land area it ranks 566th of 937 Missouri places.
Common questions
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Nearby places
- Ozark, MO — population 22,907
- Nixa, MO — population 25,405
- Battlefield, MO — population 6,217
- Highlandville, MO — population 983
- Springfield, MO — population 170,188
- Sparta, MO — population 1,946
- Rogersville, MO — population 5,087
- Republic, MO — population 20,144