Personal loans in Hurley, MO

Personal loans in Hurley are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 183 population. The Census estimates 183 residents in Hurley, which ranks it 689th of 937 places in Missouri.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hurley gained roughly 5.2% in population across the 2020-to-2023 comparison. When Missouri caps or restricts a product, lenders either change the terms or withdraw it from Hurley as from the rest of the state. Begin with the payment, then weigh APR and total interest across the lenders that reach Hurley's 183 residents. The closest larger city is Crane, MO about 4 miles away.

Borrowing in Hurley: the local picture

Hurley is a small community; the notes below cover its population profile and the statewide rules that apply.

The anatomy of a Hurley personal loan

In Hurley, a small community of about 183, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Hurley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Hurley loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Hurley

Hurley is a lightly settled community of about 183 people, with 83 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Hurley without a local office, so branch density does not change what its 183 residents are offered. The nearest larger city, Crane, MO about 4 miles away.

Land, water and location for Hurley

Inside Hurley's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 429 people per square mile. The state's population centre of gravity, Kansas City, is roughly 162 miles away. Hurley has 83 larger places within a 50-mile radius. The 100-mile radius contains 251 larger places.

Which Missouri laws govern a loan in Hurley

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Hurley lender must follow.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per annum, or the higher published 'market rate' (RSMo § 408.030)
Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract"
Missouri Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"
Missouri Revisor of Statutes
as of 2026-09-16

Hurley's place among Missouri's 937 places

Set beside Missouri's 937 places, Hurley ranks 689th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Hurley stands 95th among Missouri's 937 places — roughly the 90th percentile. Its roughly 429 residents per square mile place it 688th among Missouri's places. In land area, Hurley ranks 620th among Missouri's 937 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hurley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hurley is the same as anywhere in Missouri.
What loan size can I expect in Hurley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hurley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hurley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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