Personal loans in Hurley, MO
Personal loans in Hurley are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 183 population. The Census estimates 183 residents in Hurley, which ranks it 689th of 937 places in Missouri.
Hurley gained roughly 5.2% in population across the 2020-to-2023 comparison. When Missouri caps or restricts a product, lenders either change the terms or withdraw it from Hurley as from the rest of the state. Begin with the payment, then weigh APR and total interest across the lenders that reach Hurley's 183 residents. The closest larger city is Crane, MO about 4 miles away.
Borrowing in Hurley: the local picture
Hurley is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 183 people live here, which puts Hurley 689th of 937 Census places in Missouri (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 5.2%.
- Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
- Size percentile: with 183 residents, Hurley is larger than about 26% of Missouri's Census places.
- Land and density: 0.4 square miles of land carry roughly 429 residents per square mile.
- Land area rank: Hurley's 0.4 square miles rank 620th of 937 places in Missouri.
- Within Missouri: about 0.0% of the state's population lives in Hurley.
- National rank: Hurley is the 16,733rd most populous of the 19,457 Census places covered here.
- Growth rank: Hurley's 2020-to-2023 change ranks 95th of 937 places in Missouri.
- Against the state trend: Hurley's 5.2% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Hurley ranks 688th by people per square mile.
- Against the state median: Hurley runs about 429 residents per square mile, where the Missouri median is 743.
- Location: it lies at 36.9306, -93.4992 in the Census Gazetteer.
- Nearest larger cities: Crane (4 mi); Clever (7 mi); Galena (9 mi); Marionville (9 mi); Billings (10 mi). Living near a larger metro rarely changes what is available in Hurley.
- Smaller places nearby: Halltown (20 mi); Hoberg (22 mi); Coney Island (24 mi).
- Smaller neighbours: 21 places smaller than Hurley sit within 50 miles.
- Within 100 miles: 251 places are larger than Hurley.
The anatomy of a Hurley personal loan
In Hurley, a small community of about 183, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Hurley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Hurley loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Hurley
Hurley is a lightly settled community of about 183 people, with 83 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Hurley without a local office, so branch density does not change what its 183 residents are offered. The nearest larger city, Crane, MO about 4 miles away.
Land, water and location for Hurley
Inside Hurley's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 429 people per square mile. The state's population centre of gravity, Kansas City, is roughly 162 miles away. Hurley has 83 larger places within a 50-mile radius. The 100-mile radius contains 251 larger places.
Which Missouri laws govern a loan in Hurley
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Hurley lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Hurley's place among Missouri's 937 places
Set beside Missouri's 937 places, Hurley ranks 689th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Hurley stands 95th among Missouri's 937 places — roughly the 90th percentile. Its roughly 429 residents per square mile place it 688th among Missouri's places. In land area, Hurley ranks 620th among Missouri's 937 places.
Common questions
What are my options in Hurley if my credit is poor?
What loan size can I expect in Hurley?
Do I have to pledge anything to borrow in Hurley?
Does comparing loans in Hurley cost me credit score points?
Nearby places
- Crane, MO — population 1,513
- Clever, MO — population 3,015
- Galena, MO — population 476
- McCord Bend, MO — population 224
- Billings, MO — population 1,176
- Marionville, MO — population 2,086
- Highlandville, MO — population 983
- Aurora, MO — population 7,512