Personal loans in Fredericktown, MO

A single loan can carry different costs on either side of a state line, and Fredericktown sits on the Missouri side of that line. With an estimated 4,518 residents, Fredericktown is the 152nd-largest of 937 places in Missouri. Pull your credit reports and line up at least three offers before you apply from Fredericktown. The trend for Fredericktown between 2020 and 2023 is upward by roughly 2.0%. The nearest larger city is Farmington, MO about 17 miles away.

Fredericktown: the sourced local profile

The figures below are Fredericktown's own — Census population, land area and coordinates — followed by the Missouri rules.

• Population: about 4,518 people live here, which puts Fredericktown 152nd of 937 Census places in Missouri (Vintage 2023).
• Population trend: A gain of roughly 2.0% between 2020 and 2023.
• Net change: roughly 89 more people than the 2020 Census counted.
• Size percentile: about 84% of Missouri's Census places are smaller than Fredericktown.
• Density: the Census land area of 4.3 sq mi holds about 1,045 people per square mile.
• Land area: Fredericktown covers 4.3 square miles, the 151st-largest area among Missouri's 937 places.
• Water: Fredericktown holds about 0.17 square miles, the 53rd-largest water area in Missouri.
• State share: roughly 0.1% of Missouri's residents live in Fredericktown (4,518 people).
• Nationally: Fredericktown is the 5,124th-largest of 19,457 Census places in the dataset.
• Growth rank: Fredericktown's 2020-to-2023 change ranks 259th of 937 places in Missouri.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Fredericktown's 2.0%.
• Density rank: Fredericktown is the 280th most densely settled place in Missouri.
• Against the state median: Fredericktown runs about 1,045 residents per square mile, where the Missouri median is 743.
• Location: coordinates 37.5630, -90.3035 (US Census Bureau Gazetteer).
• Nearest larger cities: Farmington (17 mi); Park Hills (21 mi); Desloge (25 mi); Perryville (26 mi); Bonne Terre (28 mi). Living near a larger metro rarely changes what is available in Fredericktown.
• Nearest smaller towns: Junction City (1 mi); Cobalt (2 mi); Marquand (12 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 66 of them.
• Larger places within 100 miles: 114.

Borrowing reach in Fredericktown

Fredericktown is a moderately settled community of about 4,518 people, with 13 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Fredericktown without a local office, so branch density does not change what its 4,518 residents are offered. For a larger market, the closest option is Farmington, MO about 17 miles away.

Which Missouri laws govern a loan in Fredericktown

When Missouri does not publish a figure, the row links to the source instead of inventing a number; Fredericktown is bound by the same rules.

Fredericktown against the rest of Missouri

Among Missouri's 937 places, Fredericktown sits at 152nd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Fredericktown ranks 259th of 937 in Missouri (about the 72th percentile). By density, at about 1,045 people per square mile, it ranks 280th in Missouri. Within 50 miles sit 66 smaller Census places, alongside the 13 that are larger.

What to do before borrowing in Fredericktown

For Fredericktown's roughly 4,518 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Missouri licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Fredericktown as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 4,518 residents.

Inside a Fredericktown personal loan

With roughly 4,518 residents, Fredericktown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Fredericktown can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Fredericktown loan is knowable in advance — unlike a revolving card balance.