Personal loans in Arcadia, MO

Arcadia: population, trend and location

Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.

• Population: 608 residents; Arcadia is the 435th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: Arcadia sits ahead of around 54% of Missouri places, at 608 people.
• Population density: about 735 people per square mile (Census land area 0.8 sq mi).
• Land area rank: Arcadia's 0.8 square miles rank 465th of 937 places in Missouri.
• Water area rank: Arcadia ranks 223rd among Missouri's 937 places, with 0.01 sq mi.
• Share of Missouri: Arcadia holds about 0.0% of the state's population, some 608 people.
• Nationally: Arcadia is the 12,377th-largest of 19,457 Census places in the dataset.
• Growth in Missouri: Arcadia stands 722nd by percentage change from 2020 to 2023, among 937 places.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Arcadia's 1.6%.
• Density in Missouri: Arcadia ranks 476th by people per square mile.
• Density in context: Arcadia's 735 people per square mile sit against a Missouri median of 743.
• Location: mapped by the US Census Bureau at 37.5859, -90.6295.
• Nearest larger cities: Ironton (1 mi); Pilot Knob (3 mi); Iron Mountain Lake (7 mi); Bismarck (13 mi); Park Hills (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Caledonia (15 mi); Annapolis (16 mi); Irondale (18 mi).
• Within a 50-mile radius: 24 smaller Census places.
• At 100 miles: 289 larger Census places fall inside that radius.

Where Arcadia sits in Missouri

Set beside Missouri's 937 places, Arcadia ranks 435th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Arcadia stands 722nd among Missouri's 937 places — roughly the 23th percentile. Its roughly 735 residents per square mile place it 476th among Missouri's places. Within 50 miles sit 24 smaller Census places, alongside the 29 that are larger.

The Missouri lending rules that reach Arcadia

When Missouri does not publish a figure, the row links to the source instead of inventing a number; Arcadia is bound by the same rules.

What to do before borrowing in Arcadia

Before you apply in Arcadia, a community of about 608, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Missouri regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

In Arcadia as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 608 residents.

Borrowing reach in Arcadia

Arcadia is a moderately settled community of about 608 people, with 29 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Arcadia without a local office, so branch density does not change what its 608 residents are offered. For a larger market, the closest option is Ironton, MO about 1 miles away.

Land, water and location for Arcadia

Arcadia covers about 0.8 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 735 people per square mile. Kansas City, the largest place in Missouri, is about 238 miles from Arcadia. Within 50 miles of Arcadia there are 29 larger Census places. Within the same 50 miles lie 24 smaller Census places.