Personal loans in Ironton, MO
Census figures put the 2020-to-2023 decrease in Ironton at about 1.6%. An estimated 1,447 people make their home in Ironton, a figure that ranks 284th in Missouri. A personal loan in Ironton is priced from your credit file and income, not from the fact that the city holds 1,447 people. Judge Ironton offers on total cost, not on how quickly the money arrives. Lenders active in Ironton report to a Missouri supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Park Hills, MO about 17 miles away.
The Ironton data picture
What follows is Ironton's place in the Census record, alongside the Missouri rules that govern a personal loan made here.
- Population: about 1,447, ranked 284th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.6% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 23 residents.
- Size percentile: Ironton sits ahead of around 70% of Missouri places, at 1,447 people.
- Population density: about 1,077 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Ironton's 1.3 square miles rank 342nd of 937 places in Missouri.
- Water: Ironton holds about 0.05 square miles, the 118th-largest water area in Missouri.
- Share of state population: Ironton's 1,447 residents are about 0.0% of Missouri.
- Nationally: Ironton is the 8,818th-largest of 19,457 Census places in the dataset.
- Growth rank: Ironton ranks 716th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Ironton moved 1.6%.
- Density rank: Ironton is the 267th most densely settled place in Missouri.
- Density in context: Ironton's 1,077 people per square mile sit against a Missouri median of 743.
- Location: the Census Gazetteer records it at 37.5958, -90.6298.
- Nearest larger cities: Park Hills (17 mi); Farmington (17 mi); Fredericktown (18 mi); Desloge (20 mi); Bonne Terre (23 mi). Larger metros often have more branches, but online lenders reach Ironton on the same terms.
- Smaller communities within reach: Arcadia (1 mi); Pilot Knob (2 mi); Iron Mountain Lake (7 mi).
- Smaller places within 50 miles: 37 of them.
- At 100 miles: 197 larger Census places fall inside that radius.
The Missouri lending rules that reach Ironton
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Ironton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Borrowing reach in Ironton
Ironton is moderately settled, with about 1,077 people per square mile and 17 larger places within 50 miles. What is available to Ironton's 1,447 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Park Hills, MO about 17 miles away.
Ironton in state context
Against Missouri's other places, Ironton accounts for about 0.0% of the state's population and ranks 284th of 937 by size. Its 2020-to-2023 change ranks 716th of 937 Missouri places, putting it near the 24th percentile for growth. At about 1,077 people per square mile, Ironton is the 267th most densely settled place in Missouri. In land area, Ironton ranks 342nd among Missouri's 937 places.
Land, water and location for Ironton
Ironton's land area is about 1.3 square miles; a further 0.05 square miles is water. The resulting density is about 1,077 people per square mile. The largest place in Missouri, Kansas City, lies about 237 miles away. Ironton has 17 larger places within a 50-mile radius. Within the same 50 miles lie 37 smaller Census places.
The anatomy of a Ironton personal loan
Most loans made to Ironton's 1,447 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Ironton's rank of 284th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Ironton loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Arcadia, MO — population 608
- Pilot Knob, MO — population 682
- Iron Mountain Lake, MO — population 646
- Bismarck, MO — population 1,240
- Caledonia, MO — population 133
- Annapolis, MO — population 246
- Irondale, MO — population 368
- Park Hills, MO — population 8,759