Personal loans in Fort Peck, MT
A personal loan in Fort Peck is priced from your credit file and income, not from the fact that the city holds 235 people. The Census counts 235 people in Fort Peck, the 99th-largest figure among Montana's 127 places.
A 2020-to-2023 comparison shows Fort Peck down by about 2.1%. Which products a lender may offer to Fort Peck's 235 residents follows from the Montana consumer-lending framework. Work out your debt-to-income ratio first; lenders weigh it heavily, and Fort Peck's 235 residents are no exception. The nearest larger city is Nashua, MT about 10 miles away.
What the Census records for Fort Peck
Fort Peck is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 235 — Fort Peck ranks 99th of 127 communities in Montana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: roughly 22% of Montana's places have fewer residents than Fort Peck's 235.
- Population density: about 263 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Fort Peck ranks 65th among Montana's 127 places, at 0.9 sq mi.
- Within Montana: about 0.0% of the state's population lives in Fort Peck.
- National rank: Fort Peck sits 15,959th by population among the 19,457 places in this dataset.
- Growth in Montana: Fort Peck stands 108th by percentage change from 2020 to 2023, among 127 places.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Fort Peck's 2.1%.
- Density rank: Fort Peck places 117th among Montana's places by people per square mile.
- Density vs Montana: Fort Peck's 263 people per square mile compare with a state median of 1,071.
- Location: it lies at 48.0070, -106.4552 in the Census Gazetteer.
- Nearest larger cities: Nashua (10 mi); Glasgow (16 mi); Wolf Point (38 mi); Jordan (52 mi); Circle (57 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Saco (51 mi); Opheim (59 mi); Richey (69 mi).
- Smaller neighbours: 0 places smaller than Fort Peck sit within 50 miles.
- Within 100 miles: 11 places are larger than Fort Peck.
Where Fort Peck sits
Inside Fort Peck's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 235 residents, the land area yields roughly 263 people per square mile. The largest place in Montana, Billings, lies about 182 miles away. Within 50 miles of Fort Peck there are 3 larger Census places. The 100-mile radius contains 11 larger places.
Lender access in Fort Peck
At roughly 263 people per square mile, Fort Peck is lightly settled; 3 larger places lie within 50 miles. Whether Fort Peck has a local branch or not, a Montana-licensed lender can serve its 235 people online on the same terms. The nearest larger city, Nashua, MT about 10 miles away.
The Fort Peck borrowing checklist
Before you hand your details to a lender in Fort Peck, where the population is near 235:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Montana licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Fort Peck-specific: the same Montana licensing and disclosure rules reach all 235 residents.
How Montana law applies in Fort Peck
Read the table as a lender's compliance picture for Fort Peck: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Fort Peck against the rest of Montana
Against Montana's other places, Fort Peck accounts for about 0.0% of the state's population and ranks 99th of 127 by size. For population change between 2020 and 2023, Fort Peck ranks 108th of 127 in Montana (about the 15th percentile). Its roughly 263 residents per square mile place it 117th among Montana's places. Between 2020 and 2023 the count changed by roughly 5 residents.
Common questions
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Nearby places
- Nashua, MT — population 294
- Glasgow, MT — population 3,180
- Wolf Point, MT — population 2,517
- Jordan, MT — population 365
- Opheim, MT — population 73
- Saco, MT — population 161
- Circle, MT — population 572
- Poplar, MT — population 727