Personal loans in Wolf Point, MT

An estimated 2,517 people make their home in Wolf Point, a figure that ranks 28th in Montana. Which products a lender may offer to Wolf Point's 2,517 residents follows from the Montana consumer-lending framework. The 2020 count to the 2023 estimate shows about 4.5% decline in Wolf Point. The closest larger city is Glasgow, MT about 46 miles away.

The Wolf Point data picture

Here is the sourced Census picture for Wolf Point, plus the Montana lending rules that apply to a loan taken out here.

• Population: about 2,517 people live here, which puts Wolf Point 28th of 127 Census places in Montana (Vintage 2023).
• Population trend: A decline of about 4.5% across the 2020-to-2023 comparison.
• People gained or lost: about 118 fewer since the 2020 base.
• Size percentile: roughly 78% of Montana's places have fewer residents than Wolf Point's 2,517.
• Population density: about 2,851 people per square mile (Census land area 0.9 sq mi).
• Land area rank: Wolf Point's 0.9 square miles rank 66th of 127 places in Montana.
• Within Montana: about 0.4% of the state's population lives in Wolf Point.
• National rank: Wolf Point is 6,820th of 19,457 places nationwide.
• Growth in Montana: Wolf Point stands 124th by percentage change from 2020 to 2023, among 127 places.
• Against the state trend: Wolf Point's 4.5% change compares with a Montana average of +3.8% across its 127 places.
• Density in Montana: Wolf Point ranks 2nd by people per square mile.
• Density in context: Wolf Point's 2,851 people per square mile sit against a Montana median of 1,071.
• Location: 48.0931 / -105.6414, per the US Census Bureau Gazetteer.
• Nearest larger cities: Glasgow (46 mi); Sidney (73 mi); Glendive (81 mi); Williston (92 mi); Watford City (112 mi). Larger metros often have more branches, but online lenders reach Wolf Point on the same terms.
• Smaller places close by: Poplar (21 mi); Nashua (33 mi); Fort Peck (38 mi).
• Smaller places within 50 miles: 6 of them.
• Within 100 miles: 4 places are larger than Wolf Point.

What shapes a Wolf Point personal loan

In Wolf Point, a small community of about 2,517, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Wolf Point's rank of 28th in Montana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Wolf Point loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Montana laws govern a loan in Wolf Point

Below are the Montana rules that apply to a loan made in Wolf Point, each with the regulator that issued it.

Where Wolf Point sits

Wolf Point's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,851 people per square mile. The state's population centre of gravity, Billings, is roughly 210 miles away. A 50-mile radius around Wolf Point takes in 1 places that are larger. Within the same 50 miles lie 6 smaller Census places.

Wolf Point in state context

Wolf Point is the 28th-largest of 127 Census places in Montana and contains about 0.4% of the state's people. For population change between 2020 and 2023, Wolf Point ranks 124th of 127 in Montana (about the 2th percentile). Its roughly 2,851 residents per square mile place it 2nd among Montana's places. In land area, Wolf Point ranks 66th among Montana's 127 places.

What is available to Wolf Point borrowers

At roughly 2,851 people per square mile, Wolf Point is fairly dense; 1 larger places lie within 50 miles. Whether Wolf Point has a local branch or not, a Montana-licensed lender can serve its 2,517 people online on the same terms. The nearest larger city, Glasgow, MT about 46 miles away.