Personal loans in Jordan, MT

For a borrower among the roughly 365 residents of Jordan, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 3.1%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

An estimated 365 people make their home in Jordan, a figure that ranks 89th in Montana. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Jordan loan. To lend to Jordan's 365 residents, a company must hold a Montana licence, and each sourced row below names the regulator behind it. The nearest larger metro is Glasgow, MT about 62 miles away.

Jordan: population, trend and location

Two layers matter for a Jordan borrower: the local population picture and Montana's consumer-lending statutes.

Lender access in Jordan

At roughly 1,046 people per square mile, Jordan is moderately settled; 0 larger places lie within 50 miles. A Montana licence lets a lender serve Jordan without a local office, so branch density does not change what its 365 residents are offered. The nearest larger city, Glasgow, MT about 62 miles away.

A pre-application checklist for Jordan

A sensible order of operations for a loan in Jordan, home to about 365 people:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Make sure the lender appears in the Montana regulator's licence list.
  5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Jordan as elsewhere in Montana, the written terms — not the advertisement — are what count for its 365 residents.

Land, water and location for Jordan

Jordan covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,046 residents per square mile. For the state's biggest city, Billings, the distance is roughly 132 miles. Within 50 miles of Jordan there are 0 larger Census places. By land area it ranks 106th of 127 Montana places.

Montana consumer-lending rules applied in Jordan

For the roughly 365 residents of Jordan, the rules below are Montana's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorMontana Division of Banking and Financial Institutions (BFID), Department of Administration
Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)."
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must be licensed; fee capped at 36% per annum
Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum"
Montana Legislative Services Division (Montana Code Annotated)
as of 2026-09-16
Small-loan / installment lender licensingConsumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS
Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act"
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16

Where Jordan sits in Montana

Among Montana's 127 places, Jordan sits at 89th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Jordan stands 60th among Montana's 127 places — roughly the 53th percentile. At about 1,046 people per square mile, Jordan is the 66th most densely settled place in Montana. Between 2020 and 2023 the count changed by roughly 11 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Jordan if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Jordan is the same as anywhere in Montana.
What loan size can I expect in Jordan?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Jordan?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Jordan cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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