Personal loans in Felsenthal, AR

Borrowers in Felsenthal, Arkansas usually turn to personal loans for a few reasons: to fold card balances together, to cover a repair, or to bridge a short gap. The Census estimates 85 people in Felsenthal, larger than about 7% of the communities in Arkansas. Felsenthal's population was effectively unchanged from the 2020 count to the 2023 estimate. To lend to consumers in Arkansas, a company must hold a state licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees. Borrowers who want a bigger city can look to Huttig, AR about 2 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

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Borrowing in Felsenthal: the local picture

Only a few things actually differ by place — population, location, and the Arkansas rules a lender must follow — and they are below.

Population: 85 people, a figure that places Felsenthal 466th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
Population trend: Roughly level with the 2020 Census base.
Size percentile: roughly 7% of Arkansas places rank below it.
Location: the Census Gazetteer records it at 33.0608, -92.1490.
Nearest larger cities: Huttig (2 mi); Crossett (12 mi); Strong (12 mi); Marion (12 mi); Hamburg (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Nearest smaller places: Banks (36 mi); Tinsman (41 mi); Mount Lebanon (65 mi).

What Arkansas law requires in Felsenthal

Each figure in the table below carries a publisher and a date; where the state publishes nothing, we point to the source rather than estimate.

Rule	Detail	Source
Payday lending status	Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".	Arkansas Attorney General — Consumer Protection Division as of 2026-09-16
Small-loan / installment lender licensing	See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.	Arkansas State Bank Department as of 2026-09-16
State lending regulator	Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".	Arkansas State Bank Department as of 2026-09-16
Maximum legal interest rate (usury cap)	17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum".	Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16

What a Felsenthal personal loan looks like

When you apply for a personal loan in Felsenthal, most lenders start with pre-qualification, which uses a soft credit pull and leaves your score alone. Compare the APR rather than the interest rate, because origination fees and sometimes prepayment penalties are folded into it. Deal only with a lender licensed in Arkansas, which you can check with the regulator named below.

A pre-application checklist for Felsenthal

These are the steps that most influence the offer you get in Felsenthal:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Price the payment first with our personal loan calculator before any lender quotes you.
Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
Confirm the lender holds a Arkansas licence by checking the regulator named above.
Read the disclosure for an origination fee and any prepayment penalty before signing.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Felsenthal if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Felsenthal is the same as anywhere in Arkansas.

What loan size can I expect in Felsenthal?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Felsenthal?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Felsenthal cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Huttig, AR — population 431
Marion, LA — population 604
Crossett, AR — population 4,578
Strong, AR — population 400
Bastrop, LA — population 8,989
Farmerville, LA — population 3,286
Sterlington, LA — population 2,365
Hermitage, AR — population 506