Personal loans in Sterlington, LA
When Louisiana caps or restricts a product, lenders either change the terms or withdraw it from Sterlington as from the rest of the state. A personal loan in Sterlington is priced from your credit file and income, not from the fact that the city holds 2,365 people. About 2,365 people live in Sterlington, placing it 106th of 302 Census places in Louisiana. Sterlington added about 19.6% to its population between the 2020 base and the 2023 estimate. Judge Sterlington offers on total cost, not on how quickly the money arrives. For a bigger market, look to Bastrop, LA about 11 miles away.
What the Census records for Sterlington
The figures below are Sterlington's own — Census population, land area and coordinates — followed by the Louisiana rules.
- Population: about 2,365, ranked 106th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 19.6% across the 2020-to-2023 comparison.
- People gained or lost: about 388 more since the 2020 base.
- Size percentile: bigger than about 65% of the places in Louisiana, with 2,365 residents in Sterlington.
- Population density: about 835 people per square mile (Census land area 2.8 sq mi).
- Land area rank: Sterlington's 2.8 square miles rank 138th of 302 places in Louisiana.
- State share: roughly 0.1% of Louisiana's residents live in Sterlington (2,365 people).
- Nationally: Sterlington is the 7,029th-largest of 19,457 Census places in the dataset.
- Growth rank: Sterlington ranks 3rd among Louisiana's 302 places for the 2020-to-2023 change.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Sterlington's 19.6%.
- Density rank: Sterlington places 105th among Louisiana's places by people per square mile.
- Density in context: Sterlington's 835 people per square mile sit against a Louisiana median of 534.
- Location: latitude 32.6889, longitude -92.0603 (Census Gazetteer).
- Nearest larger cities: Bastrop (11 mi); Monroe (12 mi); West Monroe (13 mi); Richwood (17 mi); Farmerville (21 mi). Living near a larger metro rarely changes what is available in Sterlington.
- Smaller communities close by: Collinston (11 mi); Mer Rouge (17 mi); Oak Ridge (17 mi), each with its own Census population profile.
- Smaller neighbours: 41 places smaller than Sterlington sit within 50 miles.
- Larger places within 100 miles: 44.
The Louisiana lending rules that reach Sterlington
These are Louisiana's sourced lending facts as they reach Sterlington's 2,365 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
Sterlington on the map
The Census Gazetteer records about 2.8 square miles of land within Sterlington, with no significant water area listed. The resulting density is about 835 people per square mile. The largest place in Louisiana, New Orleans, lies about 221 miles away. Sterlington has 13 larger places within a 50-mile radius. The 100-mile radius contains 44 larger places.
Steps to take before a Sterlington loan
Before you hand your details to a lender in Sterlington, where the population is near 2,365:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Louisiana regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Sterlington as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 2,365 residents.
How Sterlington compares across Louisiana
Against Louisiana's other places, Sterlington accounts for about 0.1% of the state's population and ranks 106th of 302 by size. Its 2020-to-2023 change ranks 3rd of 302 Louisiana places, putting it near the 99th percentile for growth. By density, at about 835 people per square mile, it ranks 105th in Louisiana. Within 50 miles sit 41 smaller Census places, alongside the 13 that are larger.
How personal loans work in Sterlington
In Sterlington, a small community of about 2,365, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Sterlington. Shortening the term on a Sterlington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Does comparing loans in Sterlington cost me credit score points?
Nearby places
- Monroe, LA — population 46,616
- Bastrop, LA — population 8,989
- Collinston, LA — population 256
- West Monroe, LA — population 12,535
- Richwood, LA — population 3,807
- Marion, LA — population 604
- Mer Rouge, LA — population 457
- Oak Ridge, LA — population 116