Personal loans in Collinston, LA

The Census counts 256 people in Collinston, the 252nd-largest figure among Louisiana's 302 places. For a borrower among the roughly 256 residents of Collinston, a personal loan is a tool whose cost turns on the terms, not the address. Collinston shed about 5.9% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Collinston. Every figure below is Louisiana's own, applied to Collinston's 256 residents, with the publisher and retrieval date attached. For a bigger market, look to Bastrop, LA about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Local context for Collinston

Two layers matter for a Collinston borrower: the local population picture and Louisiana's consumer-lending statutes.

Population: the Census counts 256 residents in Collinston (Vintage 2023 subcounty estimate), the 252nd-largest figure among Louisiana's 302 places.
Population trend: Roughly 5.9% fewer residents than the 2020 Census counted.
People gained or lost: about 16 fewer since the 2020 base.
Size percentile: about 17% of Louisiana's Census places are smaller than Collinston.
Land and density: 1.1 square miles of land carry roughly 227 residents per square mile.
Land area rank: Collinston's 1.1 square miles rank 251st of 302 places in Louisiana.
Share of Louisiana: Collinston holds about 0.0% of the state's population, some 256 people.
National rank: Collinston is 15,676th of 19,457 places nationwide.
Growth rank: Collinston ranks 270th among Louisiana's 302 places for the 2020-to-2023 change.
Versus Louisiana: the state average change is -2.1%, while Collinston moved 5.9%.
Density rank: Collinston places 229th among Louisiana's places by people per square mile.
Density in context: Collinston's 227 people per square mile sit against a Louisiana median of 534.
Location: it lies at 32.6893, -91.8718 in the Census Gazetteer.
Nearest larger cities: Bastrop (6 mi); Mer Rouge (8 mi); Sterlington (11 mi); Rayville (16 mi); Monroe (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller places nearby: Oak Ridge (7 mi); Bonita (20 mi); Pioneer (25 mi).
Within a 50-mile radius: 12 smaller Census places.
Larger places within 100 miles: 154.

What Louisiana law requires in Collinston

These are Louisiana's sourced lending facts as they reach Collinston's 256 residents; the state has no city-level rate rule.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum."	Louisiana State Legislature as of 2026-09-16
Payday lending status	Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less."	Louisiana Office of Financial Institutions as of 2026-09-16

Collinston in state context

Collinston is the 252nd-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. For population change between 2020 and 2023, Collinston ranks 270th of 302 in Louisiana (about the 11th percentile). Its roughly 227 residents per square mile place it 229th among Louisiana's places. The population moved by about 16 people between 2020 and 2023, a 5.9% shift.

How lenders reach Collinston

Collinston is a lightly settled community of about 256 people, with 37 larger places inside a 50-mile radius. Distance to a branch rarely matters for Collinston's 256 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Bastrop, LA about 6 miles away.

The geography behind Collinston

Inside Collinston's boundaries lie about 1.1 square miles of land, with no significant water area recorded. Spread across it are roughly 227 residents per square mile. The largest place in Louisiana, New Orleans, lies about 215 miles away. Within 50 miles of Collinston there are 37 larger Census places. By land area it ranks 251st of 302 Louisiana places.

How personal loans work in Collinston

Most loans made to Collinston's 256 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Collinston's rank of 252nd in Louisiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Collinston loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

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Common questions

What are my options in Collinston if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Collinston is the same as anywhere in Louisiana.

What loan size can I expect in Collinston?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Collinston?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Collinston cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Bastrop, LA — population 8,989
Mer Rouge, LA — population 457
Oak Ridge, LA — population 116
Sterlington, LA — population 2,365
Rayville, LA — population 3,224
Monroe, LA — population 46,616
Bonita, LA — population 161
Richwood, LA — population 3,807