Personal loans in Crossett, AR

When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Crossett as from the rest of the state. Crossett ranks 71st of 500 places in Arkansas, with a population near 4,578. Verify the lender's Arkansas licence against the regulator named below before borrowing in Crossett. Crossett shed about 5.2% of its population between the 2020 base and the 2023 estimate. The closest larger place is Bastrop, LA about 24 miles away.

Local context for Crossett

Two layers matter for a Crossett borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: 4,578 people, a figure that places Crossett 71st among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 5.2% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 250 residents.
• Size percentile: roughly 86% of Arkansas places rank below Crossett.
• Population density: 639 people per square mile on 7.2 square miles of land.
• By land area: Crossett ranks 84th among Arkansas's 500 places, at 7.2 sq mi.
• Water area rank: Crossett ranks 41st among Arkansas's 500 places, with 0.17 sq mi.
• State share: roughly 0.2% of Arkansas's residents live in Crossett (4,578 people).
• National rank: Crossett is the 5,075th most populous of the 19,457 Census places covered here.
• Growth rank: Crossett's 2020-to-2023 change ranks 456th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Crossett's 5.2%.
• Density rank: Crossett is the 140th most densely settled place in Arkansas.
• Density in context: Crossett's 639 people per square mile sit against a Arkansas median of 386.
• Location: latitude 33.1228, longitude -91.9581 (Census Gazetteer).
• Nearest larger cities: Bastrop (24 mi); Warren (34 mi); Monticello (36 mi); El Dorado (41 mi); Monroe (42 mi). Living near a larger metro rarely changes what is available in Crossett.
• Smaller places nearby: Hamburg (12 mi); Felsenthal (12 mi); Huttig (14 mi).
• Within a 50-mile radius: 43 smaller Census places.
• Larger places within 100 miles: 24.

Which Arkansas laws govern a loan in Crossett

These are Arkansas's sourced lending facts as they reach Crossett's 4,578 residents; the state has no city-level rate rule.

A practical checklist for Crossett borrowers

A sensible order of operations for a loan in Crossett, home to about 4,578 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

In Crossett as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 4,578 residents.

The geography behind Crossett

Inside Crossett's boundaries lie roughly 7.2 square miles of land and 0.17 square miles of water. Spread across it are roughly 639 residents per square mile. Little Rock, the largest place in Arkansas, is about 113 miles from Crossett. Within 50 miles of Crossett there are 6 larger Census places. Within the same 50 miles lie 43 smaller Census places.

What a Crossett borrower is actually offered

Most loans made to Crossett's 4,578 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crossett. A longer term lowers the monthly payment on a Crossett loan but raises total interest, so the smallest payment is not the cheapest loan.

Crossett in state context

Within Arkansas, Crossett holds roughly 0.2% of all residents, the 71st-largest share among 500 places. For population change between 2020 and 2023, Crossett ranks 456th of 500 in Arkansas (about the 9th percentile). By density, at about 639 people per square mile, it ranks 140th in Arkansas. Between 2020 and 2023 the count changed by roughly 250 residents.