Personal loans in Fawn Grove, PA
At about 474 residents, Fawn Grove is larger than roughly 23% of the places in Pennsylvania. A lender serving Fawn Grove holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 474 residents.
Judge Fawn Grove offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Fawn Grove's 474 residents follows from the Pennsylvania consumer-lending framework. Fawn Grove shed about 0.2% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Delta, PA about 7 miles away.
Fawn Grove: population, trend and location
What follows is Fawn Grove's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 474, ranked 776th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.2% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: with 474 residents, Fawn Grove is larger than about 23% of Pennsylvania's Census places.
- Population density: about 288 people per square mile (Census land area 1.6 sq mi).
- Land area rank: Fawn Grove's 1.6 square miles rank 271st of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Fawn Grove (474 people).
- Nationally: Fawn Grove is the 13,375th-largest of 19,457 Census places in the dataset.
- Growth rank: Fawn Grove ranks 284th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Fawn Grove's 0.2% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Fawn Grove ranks 924th by people per square mile.
- Against the state median: Fawn Grove runs about 288 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 39.7312, -76.4521 (Census Gazetteer coordinates).
- Nearest larger cities: Delta (7 mi); Stewartstown (8 mi); Cross Roads (9 mi); Felton (10 mi); Winterstown (12 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Railroad (13 mi); Yorkana (18 mi); Betterton (32 mi).
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 559 places are larger than Fawn Grove.
How Fawn Grove compares across Pennsylvania
Within Pennsylvania, Fawn Grove holds roughly 0.0% of all residents, the 776th-largest share among 1,013 places. Its 2020-to-2023 change ranks 284th of 1,013 Pennsylvania places, putting it near the 72th percentile for growth. By density, at about 288 people per square mile, it ranks 924th in Pennsylvania. By land area, its 1.6 square miles rank 271st of 1,013 places in Pennsylvania.
The Fawn Grove borrowing checklist
A sensible order of operations for a loan in Fawn Grove, home to about 474 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Fawn Grove holds 474 people.
Lender access in Fawn Grove
Fawn Grove is a lightly settled community of about 474 people, with 147 larger places inside a 50-mile radius. Distance to a branch rarely matters for Fawn Grove's 474 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Delta, PA about 7 miles away.
What Pennsylvania law requires in Fawn Grove
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Fawn Grove is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Inside a Fawn Grove personal loan
With roughly 474 residents, Fawn Grove is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Fawn Grove loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Fawn Grove decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Fawn Grove if my credit is poor?
What loan size can I expect in Fawn Grove?
Do I have to pledge anything to borrow in Fawn Grove?
Does comparing loans in Fawn Grove cost me credit score points?
Nearby places
- Delta, PA — population 705
- Stewartstown, PA — population 2,176
- Cross Roads, PA — population 537
- Felton, PA — population 509
- Winterstown, PA — population 608
- Bel Air, MD — population 10,490
- Windsor, PA — population 1,351
- Red Lion, PA — population 6,487