Personal loans in Red Lion, PA
Two households in Red Lion with comparable incomes can still be offered different rates; the city's 6,487 residents are not the reason. The Census counts 6,487 people in Red Lion, the 134th-largest figure among Pennsylvania's 1,013 places. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Red Lion loan. A 2020-to-2023 comparison shows Red Lion down by about 0.4%. Which products a lender may offer to Red Lion's 6,487 residents follows from the Pennsylvania consumer-lending framework. For a bigger market, look to York, PA about 8 miles away.
Local context for Red Lion
What follows is Red Lion's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: the Census counts 6,487 residents in Red Lion (Vintage 2023 subcounty estimate), the 134th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A drop of about 0.4% from 2020 to 2023.
- Net change: roughly 24 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 87% of the places in Pennsylvania, with 6,487 residents in Red Lion.
- Population density: 4,941 people per square mile on 1.3 square miles of land.
- Land area rank: Red Lion's 1.3 square miles rank 342nd of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.1% of the state's population lives in Red Lion.
- National rank: Red Lion is 4,179th of 19,457 places nationwide.
- Growth rank: Red Lion's 2020-to-2023 change ranks 322nd of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Red Lion's 0.4%.
- Density rank: Red Lion places 121st among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Red Lion's 4,941 people per square mile compare with a state median of 1,990.
- Location: 39.8986 / -76.6077, per the US Census Bureau Gazetteer.
- Nearest larger cities: York (8 mi); Columbia (11 mi); Millersville (15 mi); Mount Joy (16 mi); Elizabethtown (18 mi). Larger metros often have more branches, but online lenders reach Red Lion on the same terms.
- Smaller towns nearby: Yoe (2 mi); Windsor (2 mi); Dallastown (2 mi).
- Smaller places within 50 miles: 130 of them.
- Larger places within 100 miles: 144.
Before you apply in Red Lion
A sensible order of operations for a loan in Red Lion, home to about 6,487 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Red Lion as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 6,487 residents.
Borrowing reach in Red Lion
With about 4,941 residents per square mile, Red Lion is fairly dense, and 34 larger Census places sit within 50 miles. What is available to Red Lion's 6,487 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, York, PA about 8 miles away.
What Pennsylvania law requires in Red Lion
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Red Lion is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Red Lion sits in Pennsylvania
Among Pennsylvania's 1,013 places, Red Lion sits at 134th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 322nd of 1,013 Pennsylvania places, putting it near the 68th percentile for growth. Its roughly 4,941 residents per square mile place it 121st among Pennsylvania's places. The population moved by about 24 people between 2020 and 2023, a 0.4% shift.
Red Lion on the map
Inside Red Lion's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 4,941 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 78 miles away. Red Lion has 34 larger places within a 50-mile radius. By land area it ranks 342nd of 1,013 Pennsylvania places.
Common questions
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Nearby places
- Windsor, PA — population 1,351
- Yoe, PA — population 1,053
- Dallastown, PA — population 4,174
- Winterstown, PA — population 608
- Felton, PA — population 509
- Yorkana, PA — population 235
- Cross Roads, PA — population 537
- Hallam, PA — population 2,774