Personal loans in Felton, PA

Felton ranks 760th of 1,013 places in Pennsylvania, with a population near 509. The next larger city is Cross Roads, PA about 3 miles away. A lender that serves Felton operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Rate-shopping from Felton costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Local context for Felton

Most of what governs a Felton loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 509 residents; Felton is the 760th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 1.6%.
• Net change: roughly 8 more people than the 2020 Census counted.
• Size percentile: with 509 residents, Felton is larger than about 25% of Pennsylvania's Census places.
• Population density: 808 people per square mile on 0.6 square miles of land.
• By land area: Felton ranks 635th among Pennsylvania's 1,013 places, at 0.6 sq mi.
• Share of state population: Felton's 509 residents are about 0.0% of Pennsylvania.
• National rank: Felton is 13,094th of 19,457 places nationwide.
• Growth in Pennsylvania: Felton stands 74th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Felton's 1.6% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Felton ranks 777th by people per square mile.
• Density vs Pennsylvania: Felton's 808 people per square mile compare with a state median of 1,990.
• Location: coordinates 39.8571, -76.5611 (US Census Bureau Gazetteer).
• Nearest larger cities: Cross Roads (3 mi); Winterstown (3 mi); Red Lion (4 mi); Windsor (4 mi); Dallastown (5 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Yorkana (8 mi); Railroad (10 mi); Fawn Grove (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 564.

How Felton compares across Pennsylvania

Felton is the 760th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Felton ranks 74th of 1,013 in Pennsylvania (about the 93th percentile). At about 808 people per square mile, Felton is the 777th most densely settled place in Pennsylvania. By land area, its 0.6 square miles rank 635th of 1,013 places in Pennsylvania.

Felton: area, density and distance

Inside Felton's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 808 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 76 miles. Within 50 miles of Felton there are 144 larger Census places. The 100-mile radius contains 564 larger places.

How Pennsylvania law applies in Felton

These are Pennsylvania's sourced lending facts as they reach Felton's 509 residents; the state has no city-level rate rule.

What a Felton borrower is actually offered

Felton is a small community of about 509 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Felton lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Felton loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Felton borrowers

A sensible order of operations for a loan in Felton, home to about 509 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Felton holds 509 people.