Personal loans in Duquesne, MO
Duquesne counts about 2,327 people, and what is genuinely local about borrowing here is limited — Missouri law does the governing. Duquesne is one of 937 Census places in Missouri; its 2,327 residents put it at 218th.
Compare APR, not the interest rate, because the APR folds in most fees on a Duquesne loan. The trend for Duquesne between 2020 and 2023 is upward by roughly 7.9%. State law, not city hall, decides what a lender may do to Duquesne's roughly 2,327 residents, and a state regulator supervises it. For a bigger market, look to Joplin, MO about 2 miles away.
Duquesne: the sourced local profile
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: 2,327 residents; Duquesne is the 218th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Roughly 7.9% more residents than the 2020 Census counted.
- Absolute change: 170 residents added between 2020 and 2023.
- Size percentile: Duquesne's 2,327 people outrank roughly 77% of the places in Missouri.
- Population density: about 1,196 people per square mile (Census land area 1.9 sq mi).
- By land area: Duquesne ranks 271st among Missouri's 937 places, at 1.9 sq mi.
- Share of state population: Duquesne's 2,327 residents are about 0.1% of Missouri.
- National rank: Duquesne is the 7,071st most populous of the 19,457 Census places covered here.
- Growth rank: Duquesne's 2020-to-2023 change ranks 40th of 937 places in Missouri.
- Against the state trend: Duquesne's 7.9% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Duquesne places 216th among Missouri's places by people per square mile.
- Density in context: Duquesne's 1,196 people per square mile sit against a Missouri median of 743.
- Location: the Census Gazetteer records it at 37.0709, -94.4568.
- Nearest larger cities: Joplin (2 mi); Webb City (5 mi); Carl Junction (8 mi); Oronogo (8 mi); Carthage (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Duenweg (3 mi); Dennis Acres (3 mi); Saginaw (3 mi), each with its own Census population profile.
- Within a 50-mile radius: 102 smaller Census places.
- At 100 miles: 90 larger Census places fall inside that radius.
Before you apply in Duquesne
Complete these steps first when you borrow in Duquesne (2,327 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Missouri; what changes is your credit file, not the fact that Duquesne holds 2,327 people.
Where Duquesne sits
Inside Duquesne's boundaries lie about 1.9 square miles of land, with no significant water area recorded. The resulting density is about 1,196 people per square mile. The state's population centre of gravity, Kansas City, is roughly 142 miles away. Duquesne has 25 larger places within a 50-mile radius. By land area it ranks 271st of 937 Missouri places.
Getting a loan in Duquesne
With about 1,196 residents per square mile, Duquesne is moderately settled, and 25 larger Census places sit within 50 miles. Distance to a branch rarely matters for Duquesne's 2,327 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Joplin, MO about 2 miles away.
Inside a Duquesne personal loan
A Duquesne personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,327 residents. A lender serving Duquesne's 2,327 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Duquesne decides the split between a comfortable payment and the total interest you pay.
Which Missouri laws govern a loan in Duquesne
These are Missouri's sourced lending facts as they reach Duquesne's 2,327 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Joplin, MO — population 53,095
- Saginaw, MO — population 318
- Duenweg, MO — population 1,864
- Dennis Acres, MO — population 55
- Leawood, MO — population 631
- Shoal Creek Estates, MO — population 107
- Webb City, MO — population 13,325
- Shoal Creek Drive, MO — population 366