Personal loans in Dennis Acres, MO
The first question in Dennis Acres is not the rate on offer but whether the payment fits; about 55 people live here under Missouri lending law. Dennis Acres is one of 937 Census places in Missouri; its 55 residents put it at 873rd.
For a community of about 55, the practical step is to compare APR across at least three lenders before committing. The trend for Dennis Acres between 2020 and 2023 is upward by roughly 7.8%. For the 55 people in Dennis Acres, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Leawood, MO about 1 miles away.
Where Dennis Acres stands
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: an estimated 55 residents, 873rd of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 7.8% between 2020 and 2023.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: about 7% of Missouri communities are smaller than Dennis Acres (55 residents).
- Density: the Census land area of 0.0 sq mi holds about 1,310 people per square mile.
- Land area: Dennis Acres covers 0.0 square miles, the 934th-largest area among Missouri's 937 places.
- Share of Missouri: Dennis Acres holds about 0.0% of the state's population, some 55 people.
- National rank: Dennis Acres is 18,902nd of 19,457 places nationwide.
- Growth rank: Dennis Acres ranks 41st among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Dennis Acres's 7.8%.
- Density in Missouri: Dennis Acres ranks 177th by people per square mile.
- Density vs Missouri: Dennis Acres's 1,310 people per square mile compare with a state median of 743.
- Location: mapped by the US Census Bureau at 37.0465, -94.5044.
- Nearest larger cities: Leawood (1 mi); Shoal Creek Drive (1 mi); Redings Mill (2 mi); Joplin (2 mi); Grand Falls Plaza (2 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Cliff Village (2 mi); Ginger Blue (32 mi); Hoberg (36 mi).
- Within a 50-mile radius: 6 smaller Census places.
- Larger places within 100 miles: 366.
The state rulebook for Dennis Acres
Read the table as a lender's compliance picture for Dennis Acres: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Inside a Dennis Acres personal loan
In Dennis Acres, a small community of about 55, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dennis Acres. The term you choose in Dennis Acres decides the split between a comfortable payment and the total interest you pay.
Before you apply in Dennis Acres
Before you apply in Dennis Acres, a community of about 55, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Dennis Acres-specific: the same Missouri licensing and disclosure rules reach all 55 residents.
Dennis Acres: area, density and distance
The Census Gazetteer records about 0.0 square miles of land within Dennis Acres, with no significant water area listed. The resulting density is about 1,310 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 144 miles. A 50-mile radius around Dennis Acres takes in 125 places that are larger. By land area it ranks 934th of 937 Missouri places.
Lender access in Dennis Acres
With about 1,310 residents per square mile, Dennis Acres is moderately settled, and 125 larger Census places sit within 50 miles. A Missouri licence lets a lender serve Dennis Acres without a local office, so branch density does not change what its 55 residents are offered. The nearest larger city, Leawood, MO about 1 miles away.
Common questions
What are my options in Dennis Acres if my credit is poor?
What loan size can I expect in Dennis Acres?
Do I have to pledge anything to borrow in Dennis Acres?
Does comparing loans in Dennis Acres cost me credit score points?
Nearby places
- Leawood, MO — population 631
- Shoal Creek Drive, MO — population 366
- Cliff Village, MO — population 34
- Joplin, MO — population 53,095
- Redings Mill, MO — population 164
- Shoal Creek Estates, MO — population 107
- Grand Falls Plaza, MO — population 105
- Saginaw, MO — population 318