Personal loans in Webb City, MO
With an estimated 13,325 residents, Webb City is the 59th-largest of 937 places in Missouri. Census figures put the 2020-to-2023 increase in Webb City at about 2.2%.
A lender serving Webb City holds a Missouri licence and answers to a Missouri regulator; no city office is involved for its 13,325 residents. Which products a lender may offer to Webb City's 13,325 residents follows from the Missouri consumer-lending framework. Read the disclosure for an origination fee and any prepayment penalty before signing in Webb City. Borrowers who want a bigger city can look to Joplin, MO about 5 miles away.
Webb City: population, trend and location
Two layers matter for a Webb City borrower: the local population picture and Missouri's consumer-lending statutes.
- Population: 13,325 residents; Webb City is the 59th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 292 residents.
- Size percentile: about 94% of Missouri communities are smaller than Webb City (13,325 residents).
- Population density: about 1,534 people per square mile across 8.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Webb City's 8.7 square miles rank 75th of 937 places in Missouri.
- Share of Missouri: Webb City holds about 0.3% of the state's population, some 13,325 people.
- Nationally: Webb City is the 2,569th-largest of 19,457 Census places in the dataset.
- Growth rank: Webb City ranks 235th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Webb City moved 2.2%.
- Density rank: Webb City is the 131st most densely settled place in Missouri.
- Density vs Missouri: Webb City's 1,534 people per square mile compare with a state median of 743.
- Location: 37.1413, -94.4676 (US Census Bureau Gazetteer).
- Nearest larger cities: Joplin (5 mi); Carthage (8 mi); Neosho (21 mi); Pittsburg (23 mi); Bella Vista (48 mi). Living near a larger metro rarely changes what is available in Webb City.
- Smaller places nearby: Carterville (2 mi); Airport Drive (3 mi); Oronogo (3 mi).
- Smaller neighbours: 122 places smaller than Webb City sit within 50 miles.
- At 100 miles: 20 larger Census places fall inside that radius.
The state rulebook for Webb City
Missouri has no separate rate rule for Webb City; the sourced rows below are what reach every lender that serves its 13,325 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Webb City: area, density and distance
Webb City covers about 8.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 13,325 residents, the land area yields roughly 1,534 people per square mile. The state's population centre of gravity, Kansas City, is roughly 137 miles away. Counting outward 50 miles, 5 larger communities surround Webb City. By land area it ranks 75th of 937 Missouri places.
What a Webb City borrower is actually offered
Webb City is a small town of about 13,325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Webb City can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Webb City loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Webb City
At roughly 1,534 people per square mile, Webb City is moderately settled; 5 larger places lie within 50 miles. What is available to Webb City's 13,325 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Joplin, MO about 5 miles away.
How Webb City compares across Missouri
Against Missouri's other places, Webb City accounts for about 0.3% of the state's population and ranks 59th of 937 by size. For population change between 2020 and 2023, Webb City ranks 235th of 937 in Missouri (about the 75th percentile). Its roughly 1,534 residents per square mile place it 131st among Missouri's places. By land area, its 8.7 square miles rank 75th of 937 places in Missouri.
Common questions
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Nearby places
- Carterville, MO — population 1,853
- Airport Drive, MO — population 803
- Oronogo, MO — population 2,895
- Duquesne, MO — population 2,327
- Joplin, MO — population 53,095
- Duenweg, MO — population 1,864
- Carl Junction, MO — population 8,379
- Brooklyn Heights, MO — population 103