Personal loans in Driftwood, PA
Personal loans in Driftwood are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 35 population. Driftwood ranks 1,008th of 1,013 places in Pennsylvania, with a population near 35. Driftwood shed about 2.8% of its population between the 2020 base and the 2023 estimate. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Driftwood as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Driftwood lender. Borrowers who want a bigger city can look to Emporium, PA about 13 miles away.
Borrowing in Driftwood: the local picture
The figures below are Driftwood's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: an estimated 35 residents, 1,008th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.8% fewer residents than the 2020 Census counted.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: bigger than about 0% of the places in Pennsylvania, with 35 residents in Driftwood.
- Population density: about 14 people per square mile (Census land area 2.5 sq mi).
- By land area: Driftwood ranks 152nd among Pennsylvania's 1,013 places, at 2.5 sq mi.
- Water area: Driftwood has 0.07 square miles of water, ranking 181st of 1,013 places in Pennsylvania.
- Share of state population: Driftwood's 35 residents are about 0.0% of Pennsylvania.
- National rank: Driftwood is 19,168th of 19,457 places nationwide.
- Growth rank: Driftwood ranks 862nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Driftwood's 2.8%.
- Density in Pennsylvania: Driftwood ranks 1,010th by people per square mile.
- Density vs Pennsylvania: Driftwood's 14 people per square mile compare with a state median of 1,990.
- Location: the Census Gazetteer records it at 41.3440, -78.1230.
- Nearest larger cities: Emporium (13 mi); Renovo (18 mi); South Renovo (20 mi); Austin (20 mi); St. Marys (22 mi). Lenders licensed in the state serve Driftwood whether or not they keep a local branch.
- Smaller towns nearby: Valley-Hi (91 mi); Centralia (100 mi); Seven Springs (110 mi).
- Smaller neighbours: 0 places smaller than Driftwood sit within 50 miles.
- Within 100 miles: 434 places are larger than Driftwood.
Driftwood in state context
Against Pennsylvania's other places, Driftwood accounts for about 0.0% of the state's population and ranks 1,008th of 1,013 by size. Its 2020-to-2023 change ranks 862nd of 1,013 Pennsylvania places, putting it near the 15th percentile for growth. By density, at about 14 people per square mile, it ranks 1,010th in Pennsylvania. The population moved by about 1 people between 2020 and 2023, a 2.8% shift.
Lender access in Driftwood
Driftwood is a sparsely settled community of about 35 people, with 62 larger places inside a 50-mile radius. Distance to a branch rarely matters for Driftwood's 35 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Emporium, PA about 13 miles away.
What Pennsylvania law requires in Driftwood
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Driftwood is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The anatomy of a Driftwood personal loan
A Driftwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 35 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Driftwood. Shortening the term on a Driftwood loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Driftwood
Inside Driftwood's boundaries lie roughly 2.5 square miles of land and 0.07 square miles of water. That land carries about 14 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 182 miles away. A 50-mile radius around Driftwood takes in 62 places that are larger. By land area it ranks 152nd of 1,013 Pennsylvania places.
Common questions
What are my options in Driftwood if my credit is poor?
What loan size can I expect in Driftwood?
Do I have to pledge anything to borrow in Driftwood?
Does comparing loans in Driftwood cost me credit score points?
Nearby places
- Emporium, PA — population 1,856
- Austin, PA — population 467
- Renovo, PA — population 1,047
- Snow Shoe, PA — population 657
- South Renovo, PA — population 402
- St. Marys, PA — population 12,399
- Wallaceton, PA — population 318
- Coudersport, PA — population 2,314