Personal loans in Austin, PA

Austin: the sourced local profile

Two layers matter for a Austin borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: the Census counts 467 residents in Austin (Vintage 2023 subcounty estimate), the 778th-largest figure among Pennsylvania's 1,013 places.
• Population trend: A loss of roughly 2.9% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
• Size percentile: roughly 23% of Pennsylvania places rank below Austin.
• Population density: about 116 people per square mile across 4.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Austin covers 4.0 square miles, the 87th-largest area among Pennsylvania's 1,013 places.
• Share of state population: Austin's 467 residents are about 0.0% of Pennsylvania.
• National rank: Austin sits 13,447th by population among the 19,457 places in this dataset.
• Growth rank: Austin's 2020-to-2023 change ranks 881st of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Austin moved 2.9%.
• Density rank: Austin places 979th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Austin's 116 people per square mile compare with a state median of 1,990.
• Location: 41.6373, -78.0903 (Census Gazetteer coordinates).
• Nearest larger cities: Coudersport (10 mi); Emporium (11 mi); Port Allegany (16 mi); Smethport (22 mi); Shinglehouse (23 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Oswayo (20 mi); Driftwood (20 mi); South Renovo (28 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 268 places are larger than Austin.

The anatomy of a Austin personal loan

A Austin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 467 residents. Because pricing is borrower-level, two people in Austin can be quoted different APRs on the same amount and term. The term you choose in Austin decides the split between a comfortable payment and the total interest you pay.

The Pennsylvania lending rules that reach Austin

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Austin's 467 residents.

Lender access in Austin

At roughly 116 people per square mile, Austin is lightly settled; 40 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Austin's 467 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Coudersport, PA about 10 miles away.

Where Austin sits

Austin's land area is roughly 4.0 square miles, and the Gazetteer records no significant water area within it. With 467 residents, the land area yields roughly 116 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 191 miles from Austin. Austin has 40 larger places within a 50-mile radius. Within the same 50 miles lie 5 smaller Census places.

Austin in state context

Austin is the 778th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 881st of 1,013 Pennsylvania places, putting it near the 13th percentile for growth. At about 116 people per square mile, Austin is the 979th most densely settled place in Pennsylvania. In land area, Austin ranks 87th among Pennsylvania's 1,013 places.