Personal loans in Coudersport, PA

A lender serving Coudersport holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 2,314 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Which products a lender may offer to Coudersport's 2,314 residents follows from the Pennsylvania consumer-lending framework. An estimated 2,314 people make their home in Coudersport, a figure that ranks 393rd in Pennsylvania. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Coudersport. The trend for Coudersport between 2020 and 2023 is downward by roughly 2.8%. The next larger city is Wellsville, NY about 24 miles away.

What the Census records for Coudersport

Here is the sourced Census picture for Coudersport, plus the Pennsylvania lending rules that apply to a loan taken out here.

How Pennsylvania law applies in Coudersport

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Coudersport is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

The anatomy of a Coudersport personal loan

A Coudersport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,314 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Coudersport. The term you choose in Coudersport decides the split between a comfortable payment and the total interest you pay.

Coudersport: area, density and distance

The Census Gazetteer records about 5.6 square miles of land within Coudersport, with no significant water area listed. The resulting density is about 411 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 194 miles away. Within 50 miles of Coudersport there are 12 larger Census places. Within the same 50 miles lie 37 smaller Census places.

How Coudersport compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Coudersport ranks 393rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Coudersport stands 861st among Pennsylvania's 1,013 places — roughly the 15th percentile. Its roughly 411 residents per square mile place it 896th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 66 residents.

What is available to Coudersport borrowers

Coudersport is a lightly settled community of about 2,314 people, with 12 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Coudersport without a local office, so branch density does not change what its 2,314 residents are offered. The nearest bigger place is Wellsville, NY about 24 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coudersport if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coudersport is the same as anywhere in Pennsylvania.
What loan size can I expect in Coudersport?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coudersport?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coudersport cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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