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Personal loans in Dodge, ND

Dodge counts about 86 people, and what is genuinely local about borrowing here is limited — North Dakota law does the governing. If debt is already a strain, a nonprofit credit counsellor can help Dodge residents before they take on more. An estimated 86 people make their home in Dodge, a figure that ranks 234th in North Dakota. Which products a lender may offer to Dodge's 86 residents follows from the North Dakota consumer-lending framework. The trend for Dodge between 2020 and 2023 is downward by roughly 2.3%. For a bigger market, look to Golden Valley, ND about 7 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Dodge

Two layers matter for a Dodge borrower: the local population picture and North Dakota's consumer-lending statutes.

Before you apply in Dodge

A sensible order of operations for a loan in Dodge, home to about 86 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Check the North Dakota regulator's records to confirm the lender is licensed here.
  5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  6. Read the disclosure for an origination fee and any prepayment penalty before signing.
  7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Dodge-specific: the same North Dakota licensing and disclosure rules reach all 86 residents.

Getting a loan in Dodge

At roughly 184 people per square mile, Dodge is lightly settled; 24 larger places lie within 50 miles. Distance to a branch rarely matters for Dodge's 86 residents: the application is online and the price follows your credit file. The nearest bigger place is Golden Valley, ND about 7 miles away.

Land, water and location for Dodge

Inside Dodge's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 86 residents, the land area yields roughly 184 people per square mile. Fargo, the largest place in North Dakota, is about 255 miles from Dodge. Dodge has 24 larger places within a 50-mile radius. The 100-mile radius contains 83 larger places.

Dodge's place among North Dakota's 355 places

Within North Dakota, Dodge holds roughly 0.0% of all residents, the 234th-largest share among 355 places. Its 2020-to-2023 change ranks 201st of 355 North Dakota places, putting it near the 43th percentile for growth. Its roughly 184 residents per square mile place it 257th among North Dakota's places. Between 2020 and 2023 the count changed by roughly 2 residents.

The state rulebook for Dodge

Read the table as a lender's compliance picture for Dodge: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."		North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).		North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).		North Dakota Legislative Branch
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dodge if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dodge is the same as anywhere in North Dakota.
What loan size can I expect in Dodge?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dodge?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dodge cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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