Personal loans in Dunn Center, ND

For a borrower among the roughly 227 residents of Dunn Center, a personal loan is a tool whose cost turns on the terms, not the address. Dunn Center ranks 145th of 355 places in North Dakota, with a population near 227. Between the 2020 Census base and the 2023 estimate, Dunn Center's population barely changed. Consumer lending that reaches Dunn Center's 227 residents is governed by North Dakota statute; no city ordinance changes it. Pull your credit reports and line up at least three offers before you apply from Dunn Center. For a bigger market, look to Killdeer, ND about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Dunn Center: population, trend and location

Dunn Center is a small community; the notes below cover its population profile and the statewide rules that apply.

Steps to take before a Dunn Center loan

Before you hand your details to a lender in Dunn Center, where the population is near 227:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Make sure the lender appears in the North Dakota regulator's licence list.
  5. Decide the purpose and how you will repay it before approaching any lender.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

In Dunn Center as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 227 residents.

Dunn Center: area, density and distance

Inside Dunn Center's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 227 residents, the land area yields roughly 581 people per square mile. Fargo, the largest place in North Dakota, is about 274 miles from Dunn Center. Dunn Center has 14 larger places within a 50-mile radius. The 100-mile radius contains 53 larger places.

Dunn Center in state context

Dunn Center is the 145th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Dunn Center stands 47th among North Dakota's 355 places — roughly the 87th percentile. Its roughly 581 residents per square mile place it 118th among North Dakota's places. By land area, its 0.4 square miles rank 214th of 355 places in North Dakota.

The state rulebook for Dunn Center

These are North Dakota's sourced lending facts as they reach Dunn Center's 227 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).
North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).
North Dakota Legislative Branch
as of 2026-09-16

The anatomy of a Dunn Center personal loan

Most loans made to Dunn Center's 227 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dunn Center. The term you choose in Dunn Center decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dunn Center if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dunn Center is the same as anywhere in North Dakota.
What loan size can I expect in Dunn Center?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dunn Center?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dunn Center cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related