Personal loans in Dunn Center, ND
For a borrower among the roughly 227 residents of Dunn Center, a personal loan is a tool whose cost turns on the terms, not the address. Dunn Center ranks 145th of 355 places in North Dakota, with a population near 227. Between the 2020 Census base and the 2023 estimate, Dunn Center's population barely changed. Consumer lending that reaches Dunn Center's 227 residents is governed by North Dakota statute; no city ordinance changes it. Pull your credit reports and line up at least three offers before you apply from Dunn Center. For a bigger market, look to Killdeer, ND about 6 miles away.
Dunn Center: population, trend and location
Dunn Center is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 227 residents; Dunn Center is the 145th-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Dunn Center's 227 people outrank roughly 59% of the places in North Dakota.
- Land and density: 0.4 square miles of land carry roughly 581 residents per square mile.
- By land area: Dunn Center ranks 214th among North Dakota's 355 places, at 0.4 sq mi.
- Within North Dakota: about 0.0% of the state's population lives in Dunn Center.
- National standing: Dunn Center ranks 16,061st of 19,457 US places.
- Growth rank: Dunn Center's 2020-to-2023 change ranks 47th of 355 places in North Dakota.
- Versus North Dakota: the state average change is -1.2%, while Dunn Center moved 0.0%.
- Density rank: Dunn Center is the 118th most densely settled place in North Dakota.
- Against the state median: Dunn Center runs about 581 residents per square mile, where the North Dakota median is 352.
- Location: 47.3531, -102.6228 (Census Gazetteer coordinates).
- Nearest larger cities: Killdeer (6 mi); Halliday (13 mi); Dickinson (33 mi); Gladstone (34 mi); Richardton (35 mi). Lenders licensed in the state serve Dunn Center whether or not they keep a local branch.
- Smaller communities within reach: Dodge (20 mi); Golden Valley (26 mi); Taylor (33 mi).
- Smaller places within 50 miles: 4 of them.
- At 100 miles: 53 larger Census places fall inside that radius.
Steps to take before a Dunn Center loan
Before you hand your details to a lender in Dunn Center, where the population is near 227:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the North Dakota regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Dunn Center as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 227 residents.
Dunn Center: area, density and distance
Inside Dunn Center's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 227 residents, the land area yields roughly 581 people per square mile. Fargo, the largest place in North Dakota, is about 274 miles from Dunn Center. Dunn Center has 14 larger places within a 50-mile radius. The 100-mile radius contains 53 larger places.
Dunn Center in state context
Dunn Center is the 145th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Dunn Center stands 47th among North Dakota's 355 places — roughly the 87th percentile. Its roughly 581 residents per square mile place it 118th among North Dakota's places. By land area, its 0.4 square miles rank 214th of 355 places in North Dakota.
The state rulebook for Dunn Center
These are North Dakota's sourced lending facts as they reach Dunn Center's 227 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer. Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3). | North Dakota Legislative Branch as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
The anatomy of a Dunn Center personal loan
Most loans made to Dunn Center's 227 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dunn Center. The term you choose in Dunn Center decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Dunn Center if my credit is poor?
What loan size can I expect in Dunn Center?
Do I have to pledge anything to borrow in Dunn Center?
Does comparing loans in Dunn Center cost me credit score points?
Nearby places
- Killdeer, ND — population 908
- Halliday, ND — population 230
- Dodge, ND — population 86
- Dickinson, ND — population 25,130
- Taylor, ND — population 224
- Gladstone, ND — population 271
- Richardton, ND — population 671
- Golden Valley, ND — population 188