Personal loans in Hebron, ND
A personal loan in Hebron is priced from your credit file and income, not from the fact that the city holds 788 people. The Census counts 788 people in Hebron, the 66th-largest figure among North Dakota's 355 places.
The next larger city is Beulah, ND about 28 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%. A lender that serves Hebron operates under North Dakota lending statutes and a North Dakota supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Hebron.
What the Census records for Hebron
What follows is Hebron's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.
- Population: 788 — Hebron ranks 66th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
- Size percentile: about 81% of North Dakota's Census places are smaller than Hebron.
- Population density: about 525 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Hebron's 1.5 square miles rank 58th of 355 places in North Dakota.
- Within North Dakota: about 0.1% of the state's population lives in Hebron.
- National rank: Hebron is the 11,252nd most populous of the 19,457 Census places covered here.
- Growth rank: Hebron ranks 133rd among North Dakota's 355 places for the 2020-to-2023 change.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Hebron's 1.3%.
- Density in North Dakota: Hebron ranks 133rd by people per square mile.
- Against the state median: Hebron runs about 525 residents per square mile, where the North Dakota median is 352.
- Location: mapped by the US Census Bureau at 46.9024, -102.0447.
- Nearest larger cities: Beulah (28 mi); New Salem (30 mi); Hazen (34 mi); Dickinson (35 mi); Killdeer (46 mi). Living near a larger metro rarely changes what is available in Hebron.
- Smaller places close by: Glen Ullin (12 mi); Richardton (14 mi); Taylor (18 mi).
- Smaller neighbours: 21 places smaller than Hebron sit within 50 miles.
- Within 100 miles: 23 places are larger than Hebron.
The North Dakota lending rules that reach Hebron
These are North Dakota's sourced lending facts as they reach Hebron's 788 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
How a Hebron personal loan is priced
With roughly 788 residents, Hebron is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hebron loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Hebron loan is knowable in advance — unlike a revolving card balance.
Hebron against the rest of North Dakota
Within North Dakota, Hebron holds roughly 0.1% of all residents, the 66th-largest share among 355 places. Its 2020-to-2023 change ranks 133rd of 355 North Dakota places, putting it near the 63th percentile for growth. At about 525 people per square mile, Hebron is the 133rd most densely settled place in North Dakota. The population moved by about 10 people between 2020 and 2023, a 1.3% shift.
Lender access in Hebron
At roughly 525 people per square mile, Hebron is moderately settled; 5 larger places lie within 50 miles. Lenders licensed in North Dakota reach Hebron's 788 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Beulah, ND about 28 miles away.
A practical checklist for Hebron borrowers
Before you hand your details to a lender in Hebron, where the population is near 788:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the North Dakota licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Hebron and the rest of North Dakota is not the process but the borrower's own file, among the 788 people here.
Common questions
What are my options in Hebron if my credit is poor?
What loan size can I expect in Hebron?
Do I have to pledge anything to borrow in Hebron?
Does comparing loans in Hebron cost me credit score points?
Nearby places
- Glen Ullin, ND — population 725
- Richardton, ND — population 671
- Taylor, ND — population 224
- Golden Valley, ND — population 188
- Zap, ND — population 224
- Dodge, ND — population 86
- Beulah, ND — population 3,034
- Gladstone, ND — population 271