Personal loans in Devol, OK
Devol, Oklahoma — home to about 91 people — is a small community, so the terms you are offered follow Oklahoma law rather than any local rule. With an estimated 91 residents, Devol is the 520th-largest of 590 places in Oklahoma.
The closest larger place is Grandfield, OK about 6 miles away. Population in Devol dropped about 2.2% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Devol's roughly 91 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Devol.
Devol: the sourced local profile
The figures below are Devol's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: about 91 people live here, which puts Devol 520th of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 12% of Oklahoma's places have fewer residents than Devol's 91.
- Land and density: 0.5 square miles of land carry roughly 183 residents per square mile.
- Land area: Devol covers 0.5 square miles, the 430th-largest area among Oklahoma's 590 places.
- State share: roughly 0.0% of Oklahoma's residents live in Devol (91 people).
- National standing: Devol ranks 18,279th of 19,457 US places.
- Growth rank: Devol's 2020-to-2023 change ranks 522nd of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Devol moved 2.2%.
- Density rank: Devol is the 473rd most densely settled place in Oklahoma.
- Against the state median: Devol runs about 183 residents per square mile, where the Oklahoma median is 546.
- Location: the Census Gazetteer records it at 34.1954, -98.5882.
- Nearest larger cities: Grandfield (6 mi); Randlett (7 mi); Burkburnett (8 mi); Cashion Community (12 mi); Chattanooga (16 mi). Larger metros often have more branches, but online lenders reach Devol on the same terms.
- Smaller towns nearby: Loveland (13 mi); Hollister (19 mi); Addington (36 mi).
- Smaller places within 50 miles: 7 of them.
- Within 100 miles: 190 places are larger than Devol.
What Oklahoma law requires in Devol
Read the table as a lender's compliance picture for Devol: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Getting a loan in Devol
Devol is lightly settled, with about 183 people per square mile and 46 larger places within 50 miles. Distance to a branch rarely matters for Devol's 91 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Grandfield, OK about 6 miles away.
Before you apply in Devol
Complete these steps first when you borrow in Devol (91 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Devol-specific: the same Oklahoma licensing and disclosure rules reach all 91 residents.
Devol's place among Oklahoma's 590 places
Within Oklahoma, Devol holds roughly 0.0% of all residents, the 520th-largest share among 590 places. On the 2020-to-2023 trend, Devol stands 522nd among Oklahoma's 590 places — roughly the 12th percentile. At about 183 people per square mile, Devol is the 473rd most densely settled place in Oklahoma. By land area, its 0.5 square miles rank 430th of 590 places in Oklahoma.
What a Devol borrower is actually offered
With roughly 91 residents, Devol is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Devol lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Devol loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Devol if my credit is poor?
What loan size can I expect in Devol?
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Does comparing loans in Devol cost me credit score points?
Nearby places
- Grandfield, OK — population 900
- Burkburnett, TX — population 11,089
- Randlett, OK — population 291
- Cashion Community, TX — population 292
- Loveland, OK — population 15
- Chattanooga, OK — population 407
- Iowa Park, TX — population 6,578
- Pleasant Valley, TX — population 358