Personal loans in Cashion Community, TX

Consumer lending that reaches Cashion Community's 292 residents is governed by Texas statute; no city ordinance changes it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Cashion Community is a small community of about 292 residents, and a personal loan taken out here is governed by Texas statute. Roughly 292 residents live in Cashion Community, the 1,092nd-largest community in Texas. Cashion Community gained roughly 2.1% in population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Cashion Community loan. The closest larger place is Burkburnett, TX about 4 miles away.

Cashion Community: population, trend and location

Here is the sourced Census picture for Cashion Community, plus the Texas lending rules that apply to a loan taken out here.

Where Cashion Community sits

Inside Cashion Community's boundaries lie about 1.9 square miles of land, with no significant water area recorded. With 292 residents, the land area yields roughly 154 people per square mile. For the state's biggest city, Houston, the distance is roughly 346 miles. Counting outward 50 miles, 35 larger communities surround Cashion Community. Within the same 50 miles lie 14 smaller Census places.

Cashion Community in state context

Cashion Community is the 1,092nd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cashion Community stands 634th among Texas's 1,224 places — roughly the 48th percentile. Its roughly 154 residents per square mile place it 1,151st among Texas's places. Within 50 miles sit 14 smaller Census places, alongside the 35 that are larger.

Lender access in Cashion Community

At roughly 154 people per square mile, Cashion Community is lightly settled; 35 larger places lie within 50 miles. Whether Cashion Community has a local branch or not, a Texas-licensed lender can serve its 292 people online on the same terms. The nearest larger city, Burkburnett, TX about 4 miles away.

The state rulebook for Cashion Community

Read the table as a lender's compliance picture for Cashion Community: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.		Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

A pre-application checklist for Cashion Community

A sensible order of operations for a loan in Cashion Community, home to about 292 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Texas regulator's licence records before you sign.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Cashion Community and the rest of Texas is not the process but the borrower's own file, among the 292 people here.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cashion Community if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cashion Community is the same as anywhere in Texas.
What loan size can I expect in Cashion Community?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cashion Community?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cashion Community cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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