Personal loans in Pleasant Valley, TX

A single loan can carry different costs on either side of a state line, and Pleasant Valley sits on the Texas side of that line. Pleasant Valley is one of 1,224 Census places in Texas; its 358 residents put it at 1,056th. Rate-shopping from Pleasant Valley costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The trend for Pleasant Valley between 2020 and 2023 is upward by roughly 0.3%. The nearest larger metro is Wichita Falls, TX about 5 miles away.

Pleasant Valley: population, trend and location

Two layers matter for a Pleasant Valley borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 358 — Pleasant Valley ranks 1,056th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.3%.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: about 14% of Texas's Census places are smaller than Pleasant Valley.
• Population density: 137 people per square mile on 2.6 square miles of land.
• Land area: Pleasant Valley covers 2.6 square miles, the 573rd-largest area among Texas's 1,224 places.
• Share of Texas: Pleasant Valley holds about 0.0% of the state's population, some 358 people.
• National rank: Pleasant Valley is 14,522nd of 19,457 places nationwide.
• Growth in Texas: Pleasant Valley stands 822nd by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Pleasant Valley's 0.3% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Pleasant Valley is the 1,170th most densely settled place in Texas.
• Density vs Texas: Pleasant Valley's 137 people per square mile compare with a state median of 840.
• Location: coordinates 33.9376, -98.5981 (US Census Bureau Gazetteer).
• Nearest larger cities: Wichita Falls (5 mi); Iowa Park (5 mi); Lakeside City (8 mi); Burkburnett (10 mi); Holliday (10 mi). Online lenders reach Pleasant Valley no matter how far the nearest branch is.
• Smaller places close by: Cashion Community (9 mi); Jolly (15 mi); Devol (18 mi).
• Smaller places within 50 miles: 17 of them.
• Larger places within 100 miles: 147.

Pleasant Valley against the rest of Texas

Set beside Texas's 1,224 places, Pleasant Valley ranks 1,056th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Pleasant Valley stands 822nd among Texas's 1,224 places — roughly the 33th percentile. By density, at about 137 people per square mile, it ranks 1,170th in Texas. The population moved by about 1 people between 2020 and 2023, a 0.3% shift.

Texas rules behind a Pleasant Valley personal loan

Below are the Texas rules that apply to a loan made in Pleasant Valley, each with the regulator that issued it.

What is available to Pleasant Valley borrowers

With about 137 residents per square mile, Pleasant Valley is lightly settled, and 28 larger Census places sit within 50 miles. A Texas licence lets a lender serve Pleasant Valley without a local office, so branch density does not change what its 358 residents are offered. The nearest bigger place is Wichita Falls, TX about 5 miles away.

Land, water and location for Pleasant Valley

Inside Pleasant Valley's boundaries lie about 2.6 square miles of land, with no significant water area recorded. With 358 residents, the land area yields roughly 137 people per square mile. Houston, the largest place in Texas, is about 343 miles from Pleasant Valley. Pleasant Valley has 28 larger places within a 50-mile radius. Within the same 50 miles lie 17 smaller Census places.

What shapes a Pleasant Valley personal loan

With roughly 358 residents, Pleasant Valley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Pleasant Valley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Pleasant Valley loan but raises total interest, so the smallest payment is not the cheapest loan.